Search: overnight loans
Did you mean
oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
Search Results
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
Over the past few years, loan-loss provisions associated with non-performing loans (NPLs) have explained much of the variation in bank profitability and valuations, both across advanced economy banking systems ... US credit growth has also picked up
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
The Australian Financial System
10 Sep 2010
FSR
– September 2010
In the overall domestic loan portfolio, the importance of non-performing business assets (at 1 per cent of all loans) remains much higher than for housing lending (at just per cent) ... Indeed, some banks have recently eased housing lending standards by
https://www.rba.gov.au/publications/fsr/2010/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2010
FSR
– March 2010
Banks have continued to report very low NPL ratios for their domestic housing loan portfolios – which account for around 60 per cent of aggregate on-balance sheet loans. ... There has been some further reduction in maximum loan-to-valuation ratios (LVR
https://www.rba.gov.au/publications/fsr/2010/mar/aus-fin-sys.html
The Global Financial Environment
10 Mar 2008
FSR
– March 2008
banks are estimated to be sitting on about US$150–200 billion of such loans. ... Together with the general increase in credit spreads, this has prompted some banks to begin taking haircuts on these loans in order to sell them.
https://www.rba.gov.au/publications/fsr/2008/mar/global-fin-env.html
Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
These loans have been available since the mid 1990s and typically have a maximum LVR of 80–90 per cent, and a maximum loan term of 30 years. ... shared appreciation loans, where, rather than paying interest, the borrower surrenders a proportion of any
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html
The Australian Financial System
10 Mar 2008
FSR
– March 2008
The largest banks continue to report high levels of profitability, low non-performing loan ratios and strong. ... a very low base, to be the equivalent of 0.2 per cent of outstanding loans (Graph 16).
https://www.rba.gov.au/publications/fsr/2008/mar/aus-fin-sys.html
The Australian Financial System
10 Sep 2009
FSR
– September 2009
The rise in non-performing loans (NPLs) has been evident across each of the main segments of the domestic loan portfolio, but it has been most pronounced in lending to businesses. ... risk. Many banks have lowered their maximum loan-to-valuation ratios
https://www.rba.gov.au/publications/fsr/2009/sep/aus-fin-sys.html
What are Interest Margins? | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
Interest income results from banks charging more on their loans than they pay on their deposits. ... Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business indicator lending rate and the
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/what-are-interest-margins.html
The Australian Financial System
10 Sep 2008
FSR
– September 2008
Problem loans also remain low by both international and historical standards, although they have increased recently. ... loans having been provided by a small number of specialist, non-ADI, lenders.
https://www.rba.gov.au/publications/fsr/2008/sep/aus-fin-sys.html
Some Other Prudential Supervision Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Bank-owned finance companies have moved away from their consumer finance origins: their balance sheets are now dominated by business loans and commercial leasing. ... The RBA also sets net overnight position limits on their foreign exchange exposures and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/some-other-prudential-supervision-issues.html