Search: Nominal interest rate
Did you mean
official interest rates?
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
Search Results
The Global Financial Environment
10 Sep 2013
FSR
– September 2013
Earlier this year there had been increasing concern among some policymakers about potentially imprudent risk-taking as investors ‘reached for yield’ in a low interest rate environment. ... However, both activity and real prices remain well below
https://www.rba.gov.au/publications/fsr/2013/sep/global-fin-env.html
List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…
1 Nov 2003
Submissions
Table 6: Interest Rates, Household Debt and House Prices. 1983–1987. 1997–2003. ... June quarter 2003. Mortgage interest rates (per cent). – nominal. 13.3.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html
Business and Household Finances
10 Sep 2013
FSR
– September 2013
around 21 months of total scheduled repayments at current interest rates (Graph 3.12). ... An increase in housing market activity more generally is not surprising given reductions in interest rates.
https://www.rba.gov.au/publications/fsr/2013/sep/bus-house-fin.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
generated funds, and the greater attractiveness of debt financing due to the low level of global interest rates. ... As discussed in Chapter 2, this partly reflected the increased capacity of households to borrow as nominal interest rates fell in line
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Impact of Taxation | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
With mortgage interest rates also having fallen over this period, some properties might no longer be negatively geared. ... In particular, the switch in 1999 from calculating CGT at the full marginal rate on the real gain to calculating it as half the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/impact-of-taxation.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
And the banks' funding advantage that arose from access to low-cost deposits was eroded as nominal interest rates declined (Ryan and Thompson 2007). ... Interest rates on credit cards have continued to increase relative to the cash rate in recent years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
The Global Financial Environment
10 Sep 2012
FSR
– September 2012
Property prices have also risen significantly in a few economies, especially where exchange rate regimes have limited the scope to raise interest rates, prompting authorities to introduce a range of other ... The larger allowable discount on Chinese banks
https://www.rba.gov.au/publications/fsr/2012/sep/global-fin-env.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
The Global Financial Environment
10 Mar 2009
FSR
– March 2009
While central banks have lowered policy interest rates significantly, a widening in risk spreads has limited the extent to which reductions have been passed onto many lending rates. ... Though the initial rise in US housing loan arrears mainly reflected
https://www.rba.gov.au/publications/fsr/2009/mar/global-fin-env.html
Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
There has been a transformation of household balance sheets in response to the effects of financial deregulation and the lower interest rates as a result of the low inflation environment. ... In addition, the reduction in inflation and nominal interest
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html