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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Boxes

7 Apr 2023 FSR – 2023
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2023/boxes.html

List of tables

10 Mar 2004 FSR – March 2004
b) All banks. (c) Includes loans to borrowers in legal bankruptcy, loans in arrears by 90 days or more and restructured loans.
https://www.rba.gov.au/publications/fsr/2004/mar/tables.html

Domestic Financial Conditions

10 Nov 2023 SMP – November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html

Contents: Financial Stability Review – October 2023

6 Oct 2023 FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/contents.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html

List of tables

10 Mar 2013 FSR – March 2013
Consolidated global operations, immediate borrower basis, per cent. Share of consolidated assets.
https://www.rba.gov.au/publications/fsr/2013/mar/tables.html

International Financial Conditions

5 Nov 2020 SMP – November 2020
Statement on Monetary Policy – November 20202. International Financial Conditions. Global financial conditions continue to support economic growth. Monetary policy settings remain very accommodative and some central banks are expected to provide
https://www.rba.gov.au/publications/smp/2020/nov/international-financial-conditions.html

Box B: Recent Trends in Personal Credit

10 Apr 2018 FSR – April 2018
The changes in the use of personal credit and in borrower type confound the usefulness of personal credit indicators as measures of overall household financial health. ... Under consumer credit laws, banks (and other lenders) are obliged to consider
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html

Box B: Interest-only Mortgage Lending

21 Apr 2017 FSR – April 2017
Both investors and owner-occupier borrowers make extensive use of IO lending for a range of reasons. ... These practices determine the maximum loan size that a borrower could sustainably repay out of their income.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html

Domestic Regulatory Developments

8 Apr 2021 FSR – April 2021
A key focus of the CFR in the latter part of 2020 was the expiry of the majority of those deferrals in September and October, and borrowers' transition to normal loan ... As noted in ‘Chapter 2: Household and Business Finances in Australia’, lenders
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html