Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Overview
20 Oct 2016
FSR
– October 2016
The risk profile of new borrowing has improved further. The share of new high loan-to-valuation (LVR) lending and interest-only loans has fallen; high-LVR lending is now at
https://www.rba.gov.au/publications/fsr/2016/oct/overview.html
List of graphs
10 Sep 2013
FSR
– September 2013
Graph 3.21: Distribution of High-LVR Share of Housing Loan Approvals. Boxes.
https://www.rba.gov.au/publications/fsr/2013/sep/graphs.html
List of graphs
10 Mar 2005
FSR
– March 2005
Graph C2: Non-conforming Loan LVRs.
https://www.rba.gov.au/publications/fsr/2005/mar/graphs.html
Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Some banks have adjusted interest rates to make new loans with high loan-to-valuation ratios (LVRs) less attractive than new loans with low LVRs or lowered the maximum LVRs on
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
Box B: Households' Mortgage Prepayment Buffers
10 Sep 2012
FSR
– September 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high debt-servicing ratios (DSRs) and high loan-to-valuation ratios (LVRs), was
https://www.rba.gov.au/publications/fsr/2012/sep/box-b.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... By contrast, there is much less differentiation in the average interest rates paid by
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
10 Mar 2012
FSR
– March 2012
The share of owner-occupier households that could be considered to be most vulnerable, that is, with both high DSRs and high loan-to-valuation ratios (LVRs), has decreased in recent
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html
Household and Business Finances
20 Oct 2017
FSR
– October 2017
Deposit requirements were raised by strengthening prudential expectations regarding banks' limits on high-LVR interest-only loans and increasing scrutiny of serviceability assessments. ... Lenders have also lowered maximum LVRs on interest-only loans,
https://www.rba.gov.au/publications/fsr/2017/oct/household-business-finances.html
The Australian Financial System
20 Oct 2018
FSR
– October 2018
Profits continue to be affected by decreasing revenue, as banks reduce high-LVR mortgage lending (which is generally insured) and claims increase, particularly from Western Australia and Queensland. ... The constraint on revenue seems likely to persist
https://www.rba.gov.au/publications/fsr/2018/oct/aus-fin-sys.html
The Australian Financial System
7 Oct 2022
FSR
– October 2022
Non-banks reliance for funding from warehouse facilities (which are typically supplied by banks and have parameters set for newly written loans, such as LVR limits) and the RMBS market (where
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html