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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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List of graphs
10 Mar 2010
FSR
– March 2010
Graph 21: Intermediated Credit Growth. ... Graph 63: Household Credit Card Usage.
https://www.rba.gov.au/publications/fsr/2010/mar/graphs.html
Box C: Survey-based Indicators of Household Finances
10 Mar 2008
FSR
– March 2008
Data on housing and credit card arrears provide a timely indication of households' ability to meet their debt obligations.
https://www.rba.gov.au/publications/fsr/2008/mar/box-c.html
The Australian Financial System
10 Sep 2012
FSR
– September 2012
Revenue growth has been constrained by modest credit growth and pressures on margins. ... the overall availability of credit is likely to be minor (for more details, see the ‘Household and Business Balance Sheets’ chapter).
https://www.rba.gov.au/publications/fsr/2012/sep/aus-fin-sys.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
The NIS also factors in the broader financial situation of the borrower, including tax liabilities and required repayments on credit cards or other loans. ... The NIS test also factors in potential repayment obligations from the full credit limits of
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
Regulatory Developments
4 Oct 2019
FSR
– October 2019
A significant focus of its recent meetings has been credit conditions for households and small businesses. ... The code includes a commitment to not charge fees to deceased consumers, as well as changes that reflect updated ASIC requirements for credit
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html
List of graphs
10 Sep 2006
FSR
– September 2006
Graph 21: Credit Cards. ... Graph 30: Indicators of Corporate Credit Risk.
https://www.rba.gov.au/publications/fsr/2006/sep/graphs.html
List of graphs
10 Mar 2006
FSR
– March 2006
Graph 21: Credit Cards. ... Graph 29: Indicators of Corporate Credit Risk.
https://www.rba.gov.au/publications/fsr/2006/mar/graphs.html
The Australian Financial System
10 Sep 2011
FSR
– September 2011
The major banks continue to be viewed favourably by the international credit rating agencies. ... RITS also settles batches of net interbank obligations. The 9.00 am batch includes the settlement of low-value retail payments, such as cheques, debit and
https://www.rba.gov.au/publications/fsr/2011/sep/aus-fin-sys.html
The Macroeconomic and Financial Environment
10 Sep 2005
FSR
– September 2005
As at June 2005, total outstanding margin loans equalled $18 billion, compared with total credit card debt of $28 billion, and total housing-related debt of $676 billion. ... Similarly, credit card arrears remain at a low level, although these have also
https://www.rba.gov.au/publications/fsr/2005/sep/mac-fin-env.html
Overview
10 Mar 2009
FSR
– March 2009
This is particularly noticeable in a marked drop in the value of margin loans outstanding, as well as a slowing in the growth of credit card debt and spending. ... In contrast, housing credit growth, while having slowed, is broadly in line with the longer
https://www.rba.gov.au/publications/fsr/2009/mar/overview.html