Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Contents: Financial Stability Review – October 2023
6 Oct 2023
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/contents.html
Housing Leverage in Australia
1 Jul 2003
RDP
2003-09
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2003/2003-09.html
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The Liberalisation and Integration of Domestic Financial Markets in Western Pacific Economies
1 Sep 1995
RDP
9506
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9506.html
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Appendix B: Institutional Features of the Australian Mortgage Market
10 Jul 2019
RDP
2019-06
Funds deposited into an offset account reduce the borrower's net debt and the interest payable. ... A redraw facility enables the borrower to withdraw principal payments that they have made ahead of the required schedule.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-b.html
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Overdraft Lending and Aggregating Demands Subject to Constraint
1 Jun 1981
RDP
8102
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1981/8102.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
List of tables
10 Mar 2013
FSR
– March 2013
Consolidated global operations, immediate borrower basis, per cent. Share of consolidated assets.
https://www.rba.gov.au/publications/fsr/2013/mar/tables.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
When capital ratios fall below banks' desired levels, banks increase the spreads they charge borrowers above these unconstrained spreads. ... lending standards are tightened). In this case, even though each borrower would be paying more for their loan,
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Data and Variables
1 Jul 2021
RDP
2021-07
property. Commitments are categorised by either the borrower type (occupier or investor), or by the repayment structure (P&I or IO), or by both. ... Borrowers often receive a discount on the advertised rate, which is more common among large banks than mid
https://www.rba.gov.au/publications/rdp/2021/2021-07/data-and-variables.html
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Sensitivity Analysis
13 Sep 2019
RDP
2019-09
The likelihood of this occurring varies with the creditworthiness of Bank B (the borrower). ... Risk weights on uncollateralised trades vary significantly depending on the creditworthiness of the borrower.
https://www.rba.gov.au/publications/rdp/2019/2019-09/sensitivity-analysis.html
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