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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

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Box B: Interest-only Mortgage Lending

21 Apr 2017 FSR – April 2017
This is potentially in breach of the. National Consumer Credit Protection Act 2009. ,
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html

Box B: The Use of Debt Agreements as an Alternative to Personal Bankruptcy

10 Mar 2004 FSR – March 2004
Debt agreements were introduced into the Bankruptcy Act in 1996 to allow debtors who had a small amount of debt outstanding, a limited number of creditors, limited assets and low income
https://www.rba.gov.au/publications/fsr/2004/mar/box-b.html

Conclusions

1 Oct 1995 RDP 9507
Palle Andersen and David Gruen
Second, in a world of liberalised capital flows, saving acts as a constraint on investment and growth for the world as a whole but less so for an individual country, as ... positive effect on the level of output, compared with a more hesitant approach
https://www.rba.gov.au/publications/rdp/1995/9507/conclusions.html
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5.4 Focus Topic: Interest Rate Risk

6 Oct 2023 FSR – October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html

Box B: Arrears and Repossessions

10 Sep 2007 FSR – September 2007
Over the same period, there has been a significant increase in the relative importance of ‘non traditional’ lenders, and liaison suggests that these lenders act relatively quickly to obtain and execute
https://www.rba.gov.au/publications/fsr/2007/sep/box-b.html

Appendix: Changes to Bank Regulations

1 Jul 1989 RDP 8904
Ric Battellino and Nola McMillan
subsequent significant changes to these regulations. The powers given to the Reserve Bank (RBA) under the Banking Act (1959) were extensively used to control the activities of the trading and savings ... 1975. January. –. The agreement between banks to
https://www.rba.gov.au/publications/rdp/1989/8904/appendix.html
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Appendix I: Some Regulatory Changes Relevant to the Cost of Capital

1 Aug 1988 RDP 8807
Nigel Dews
Oct. 1972. The Companies (Foreign Takeovers) Act was introduced, applying to foreign purchase of equity holdings in Australian companies with assets of more than $A1 million.
https://www.rba.gov.au/publications/rdp/1988/8807/appendix-1.html

Conclusions

1 Nov 1993 RDP 9311
Philip Lowe and Thomas Rohling
The third mechanism focuses on management incentives. We argue that adverse shocks that reduce the collateral of a firm may induce the management of the firm to act in a more
https://www.rba.gov.au/publications/rdp/1993/9311/conclusions.html
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A Model

1 Nov 1995 RDP 9508
David Gruen and Jacqueline Dwyer
Fourth, and most importantly, it introduces a direct price effect of importables, ΔTOT(βδ/χγ ), which acts to reduce domestic inflation.
https://www.rba.gov.au/publications/rdp/1995/9508/model.html

Box B: Recent Trends in Personal Credit

10 Apr 2018 FSR – April 2018
Redraw facilities give the borrower the option of withdrawing accumulated mortgage prepayments and offset accounts act as an at-call deposit account, with funds in the account netted against the
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html