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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Household and Business Finances
12 Apr 2019
FSR
– April 2019
More recently, the introduction of comprehensive credit reporting from September 2018 for credit cards is enabling banks to see more complete information on borrowers' credit and store card debts and limits. ... Since credit assessments are based on
https://www.rba.gov.au/publications/fsr/2019/apr/household-business-finances.html
List of tables
10 Mar 2006
FSR
– March 2006
Sources:ABS; APM; RBA; REIA; Residex. Table 4: Personal Credit. Per cent. Component. ... Fixed. 52.7. 11.9. 9.7. Credit card. 25.0. 17.0. 12.1. Non-credit card revolving.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
List of tables
10 Sep 2007
FSR
– September 2007
March 2007, per cent. Share of banks'. total business credit. Year-ended growth. ... 0.6. 1. Credit card receivables. 0.5. 1. Other. 2.0. 3. Total.
https://www.rba.gov.au/publications/fsr/2007/sep/tables.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the benchmark for debit cards ... To address issues of competitive neutrality, interchange-like
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
5 October 2010 | Minutes of the Monetary Policy Meeting of the Board
19 Oct 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 October 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/05102010.html
Credit Quality in the Australian Non-Government Bond Market
10 Mar 2004
FSR
– March 2004
Financial Stability Review – March 2004 Credit Quality in the Australian Non-Government Bond Market. ... As the range of mortgages securitised has broadened to include non-conforming loans, and other assets such as credit-card receivables have begun
https://www.rba.gov.au/publications/fsr/2004/mar/credit-quality-aus-non-gov-bond-mkt.html
6 October 2020 | Minutes of the Monetary Policy Meeting of the Board
20 Oct 2020
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 October 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-10-06.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... More recently, the increased use of buy-now-pay-later services may be contributing to a decline
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
4 April 2023 | Minutes of the Monetary Policy Meeting of the Board
18 Apr 2023
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 April 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-04-04.html
7 July 2009 | Minutes of the Monetary Policy Meeting of the Board
21 Jul 2009
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 July 2009
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2009/07072009.html