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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
We also examine why people choose particular payment methods, which provides insight into where there may be gaps in innovation in the payments system. ... Other important payment options for bills are internet/telephone banking transfers and cash and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
balance between new entry to the MasterCard and Visa systems and risk in those systems that is in the public interest. ... At the same time, this approach allows the schemes themselves to balance benefits of new entry against the risks that new
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html

Project Scope | ISO 20022 Migration for the Australian Payments System – Responses and Options Paper – September 2019

31 Dec 2002 Consultations
ISO 20022 Migration for the Australian Payments System –. Responses and Options Paper – September 2019 2. ... This includes a payment initiation Application Programming Interface (API) with a batch booking indicator as well as ‘debulkers’ which
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/project-scope.html

The Australian Repo Market | Central Clearing of Repos in Australia: A Consultation Paper | Consultations

6 Mar 2015 Consultations
This adjustment can be settled using securities or, if necessary, a cash transfer via the SIC payment system. ... This practice meant that the participant making the first payment in the chain faced principal risk until settlement of the chain was
https://www.rba.gov.au/publications/consultations/201503-central-clearing-of-repos-in-australia/australian-repo-market.html

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
that have been provided to cardholders and the resulting improvements to the overall efficiency in the payments system. ... need to balance the desire to set higher interchange fees with the likelihood of facing higher surcharges.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
likely result in outcomes that would be harmful to the efficiency of the overall payments system. ... Reserve Bank of Australia (2008), Reform of Australia's Payments System: Conclusions of the 2007/08 Review, September.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
However, given the fact that the ACL regime relates to ‘consumer credit’, this approach may not be a means of expanding access to prospective participants focused on business-to-business payments ... Enabling the schemes themselves to determine
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Consultation on Card System Access Regimes | Consultations

28 May 2013 Consultations
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes.html

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
Other potential entrants offer improvements in efficiency for other types of payments system users. ... There is some evidence that the correct balance is not currently being achieved.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
public interest, the Bank is to have regard to the desirability of payment systems:. ... promoting the efficiency of the payments system overall – apply equally across debit card systems.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html