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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Cards are the dominant payment method for mid-sized transactions, with the share of card payments made on credit cards increasing as the payment value increases. ... 12. 7. (a) Credit card includes transactions on MasterCard/Visa credit cards and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html
Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards | Consultations
8 Jun 2012
Consultations
Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards June 2012
https://www.rba.gov.au/publications/consultations/201206-draft-gn-var-sur-standards.html
Background | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
In establishing the Access Regimes, the Bank worked with the Australian Prudential Regulation Authority (APRA) to create a new class of ADI, specialist credit card institutions (SCCIs), accompanied by an amendment ... to the Banking Regulations 1966 that
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/background.html
Strategic Issues – Scope of Migration | ISO 20022 Migration for the Australian Payments System – Issues Paper – April 2019
31 Dec 2002
Consultations
d) Includes debit and credit card transactions. Sources: RBA. Given the broad range of payment types that make up the Australian payments system, there will be some degree of judgement as ... Some potential options could include:. Direct credits and
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/strategic-issues-scope-of-migration.html
Payments System Board Consultation on Replacing the eftpos Designation | Consultations
9 Mar 2012
Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html
Payments System Board Consultation on a Variation to the Standards Relating to Surcharging | Consultations
15 Dec 2011
Consultations
Payments System Board Consultation on a Variation to the Standards Relating to Surcharging
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards.html
Introduction | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Introduction. The Bank initiated a public consultation on potential changes to the Standards relating to merchant surcharging of MasterCard and Visa credit and Visa Debit transactions in June. ... The Standards, which came into force in 2003 and 2007
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/introduction.html
The Use of Online and Newer Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…
7 Jun 2011
Consultations
Consumers have several methods with which they can make payments online, including: credit card; scheme debit card; BPAY; internet-banking transfers; and the specialised online payment schemes of Paymate, PayPal and ... and credit card transactions at
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/online-newer-payment-methods.html
Preliminary Assessment | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
interests of current and prospective future participants in the MasterCard and Visa credit card systems and the Visa Debit system. ... Accordingly, APRA has indicated that it does not support providing exemptions from Banking Act obligations for any
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/preliminary-assessment.html
The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…
7 Jun 2011
Consultations
Some credit card schemes have adopted EMV chip technology and eftpos is entering a similar process. ... credit card institutions (SCCIs), allowing such entities to conduct only credit card issuing and acquiring.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html