Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK
1 Sep 2017
RDP
2017-05
Importantly, whichever explanation is true, it has implications for our understanding of aggregate debt levels. ... Model 5 adds in the state housing price index and the other aggregate-level variables.
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html
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A History of Australian Equities
1 Jun 2019
RDP
2019-04
1937. Aggregate market capitalisation. 1949. Foster (1996). 1917. RBA dataset also allows estimation of sectoral shares using top 100 companies. ... The introduction of franking credits in the 1980s is widely believed to have boosted dividend payout
https://www.rba.gov.au/publications/rdp/2019/2019-04/full.html
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Results
11 Sep 2015
RDP
2015-01
By product type, the rise in DAR was mostly driven by credit card and other personal lending (which are generally unsecured). ... the same period; annualised net write-offs reported by the three banks averaged 3 per cent between 2010 and 2012 for both
https://www.rba.gov.au/publications/rdp/2015/2015-01/results.html
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Simulation Analysis
1 Jul 1977
RDP
7703
Inflation in turn influences real product by its effects on imports and exports, and on the other components of aggregate demand. ... In this case a sustained increase in bank lending is accompanied by a 1% reduction in officially controlled interest
https://www.rba.gov.au/publications/rdp/1977/7703/simulation-analysis.html
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OTC Derivatives Markets in Australia | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations
7 Jun 2011
Consultations
However, this aggregate picture masks significant variation in the dominance of the largest dealers across different currency denominations. ... In aggregate, therefore, the net value of all bought and sold derivatives outstanding is zero.
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/otc-derivatives-markets-australia.html
Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
1 May 2016
RDP
2016-04
Similarly, as an economy grows, the share of aggregate spending on housing should fall, not rise. ... states. Ultimately, I argue that the rise in the share of housing capital income can be traced to an aggregate demand shock (the expansion of credit
https://www.rba.gov.au/publications/rdp/2016/2016-04/full.html
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Loan-level Determinants of Housing Loan Arrears
31 Dec 2014
RDP
2014-13
Sources: ABS; Authors' calculations; MARQ Services. As at December 2011, the sample contained 43,800 loans worth around $8.5 billion (equivalent to about 0.7 per cent of housing credit). ... Broadly speaking, the patterns in these arrears rates are
https://www.rba.gov.au/publications/rdp/2014/2014-13/loan-level-determinants.html
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Overview of the Main Trends
1 Oct 1996
RDP
9605
be called the traditional bank business mix; namely, lending, deposit-taking and the provision of transactions services. ... Currently only around 10 per cent of the aggregate corporate balance sheet is financed by debt securities.
https://www.rba.gov.au/publications/rdp/1996/9605/overview-of-the-main-trends.html
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Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
15 May 2024
RDP
2024-03
Lending cash against collateral under repo is an integral part of these operations. ... Interest rate corridor – The interest rates on the overnight lending and deposit facilities provide a ceiling and a floor respectively for the overnight market
https://www.rba.gov.au/publications/rdp/2024/2024-03/full.html
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References
29 May 2017
RDP
2017-02
Berkelmans L (2005), ‘Credit and Monetary Policy: An Australian SVAR’, RBA Research Discussion Paper No 2005-06. ... A Meta-Analysis’, Journal of Money, Credit and Banking, 45(1), pp 37–70.
https://www.rba.gov.au/publications/rdp/2017/2017-02/references.html
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