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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
Under the Banking Regulations 1966, banking business includes both credit card issuing and acquiring. ... Therefore, even if the Access Regimes were removed, any entity wishing to issue or acquire credit cards in Australia would be required to become an
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html
Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Responses were weighted according to gender, age group, geographical location (metropolitan or regional) and credit card holding. ... Respondents were asked about payment behaviour not captured by the payments diary, including questions on cash holding,
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html
Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Dual-Network Cards and Mobile Wallet Technology 3. Mobile Wallet Technology. Consultation Paper. ... The issuer then requests a token to be associated with the card/account.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html
Next Steps | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Next Steps. The Board invites comments on the specific form of the proposed variations to the Standards for the designated MasterCard and Visa credit card systems and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/next-steps.html
Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …
8 Jun 2012
Consultations
It would also be similar to the form of designation for the MasterCard and Visa credit card systems, and the Visa Debit system. ... Broadly, these submissions argued that the narrow designation would:. give the EFTPOS system ‘designation parity’ with
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html
7. Conclusions | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
The study has found that traditional payment methods – cash, credit card, debit card and cheque – continue to be used for the majority of payments made by individuals in Australia. ... Cards are the dominant payment method for mid-sized transactions,
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/conclusions.html
Draft Variation to the Standards | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
2, Merchant Pricing for Credit Card Purchases and The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa Debit ... That is, merchants may choose to recover their costs of card acceptance
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/draft-variation-to-the-standards.html
Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…
6 Dec 2013
Consultations
Holders of credit cards do not in the normal course of events have an exposure to credit card issuers as they are receiving credit rather than providing deposits. ... Credit card transaction figures include American Express and Diners Club. All debit
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html
Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Data were also available on the cards held by each study respondent, including details of annual fees and rewards programs for their credit cards. ... An adjustment for over-representation of credit card holders in the final sample was also included in
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html
The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Cards are the dominant payment method for mid-sized transactions, with the share of card payments made on credit cards increasing as the payment value increases. ... 12. 7. (a) Credit card includes transactions on MasterCard/Visa credit cards and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html