Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Global Financial Environment
20 Oct 2015
FSR
– October 2015
The aggregate CET1 capital ratio for the broader banking system was stable at 10.5 per cent over the half year. ... Across the major markets, improving economic conditions and accommodative monetary policies, in conjunction with easier lending standards,
https://www.rba.gov.au/publications/fsr/2015/oct/global-fin-env.html
List of tables
10 Sep 2005
FSR
– September 2005
4.3. (a) Aggregates weighted by GDP at PPP exchange rates unless otherwise specified. ... b) Other market risks include commodity, equity, prepayment, volatility and credit spread risk.
https://www.rba.gov.au/publications/fsr/2005/sep/tables.html
Household and Business Finances
20 Oct 2018
FSR
– October 2018
borrowers. Risks in housing markets are evolving as the sector absorbs the impact of tighter lending standards alongside weaker demand, which has been reflected in slower credit growth. ... Overall these changes should improve the resilience of borrowers
https://www.rba.gov.au/publications/fsr/2018/oct/household-business-finances.html
Overview
7 Oct 2022
FSR
– October 2022
Credit remains readily available to households and firms, but growth in housing credit is slowing alongside higher interest rates. ... Non-bank lending has been very strong and it is important that lending standards remain prudent.
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html
Household and Business Finances in Australia
8 Apr 2021
FSR
– April 2021
lending to first home buyers has been an especially risky form of lending. ... Credit growth has increased but remains modest and has mostly been driven by lending to owner-occupiers (Graph 2.11).
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Lending standards remain sound overall, and the quality of outstanding credit is high. ... While aggregate lending standards tightened slightly in the early stages of the pandemic, this had mostly been reversed prior to the most recent lockdowns so that
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Liaison indicates that credit quality at non-bank lenders has remained sound, both for lending to households and to businesses. ... Endnotes. See Garner M and A Suthakar (2021), ‘Developments in Banks' Funding Costs and Lending Rates’, RBA.
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
Graph 2.7. Variable-rate mortgages account for around 65 per cent of outstanding housing credit. ... See RBA (2022), Box B: How Risky is High-DTI and High-LVR Lending?,.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
lines of credit and subsequently as housing loan demand has increased (Graph 3.1). ... Revenue has also been affected by an industry-wide strengthening of lending standards.
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
Restrictions on high-LVR lending can limit the supply of credit to borrowers with low initial equity buffers. ... However, they did not slow aggregate housing credit growth, reflecting some substitution towards non-constrained types of lending.
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html