Search: HAC Rule
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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
The objective of this Standard is to ensure that the rules of the Visa Debit system and the Visa credit card system promote:. ... to merchants for goods or services on credit, or any other article issued under the rules of the Scheme and commonly known
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html
Box A: Ongoing Financial Regulatory Reform in China
20 Oct 2018
FSR
– October 2018
The CBIRC has also tightened large exposure rules to restrict banks' business concentration to big clients. ... As a result, some aspects of the transition to the new asset management rules have been relaxed.
https://www.rba.gov.au/publications/fsr/2018/oct/box-a.html
Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
These rules had masked price signals to cardholders about the relative costs of different payment methods. ... The American Express, Diners Club and Debit MasterCard systems each provided voluntary undertakings to remove their equivalent rules.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html
Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
9 Mar 2012
Consultations
As a result, a number of references to the eftpos system have been removed from APCA's CECS manual and replaced with reference to ePAL's rules. ... This might involve making reference to ePAL's scheme rules while also including other arrangements
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html
Box A: Risks in Non-bank Lending in India
12 Apr 2019
FSR
– April 2019
Rules on external borrowing were eased, in terms of both tenor and hedging requirements. ... The RBI has strengthened its earlier efforts to bring regulatory rules on NBFCs broadly into line with those for banks.
https://www.rba.gov.au/publications/fsr/2019/apr/box-a.html
Box E: The 2018 Financial Sector Assessment Program (FSAP) Review of Australia
12 Apr 2019
FSR
– April 2019
Most notably, bank capital had been raised to levels that were more conservative than the international capital rules set by the Basel Committee on Banking Supervision (BCBS), with plans to raise
https://www.rba.gov.au/publications/fsr/2019/apr/box-e.html
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
One commonly used yardstick of housing stress that focuses on lower-income households is the ‘30–40’ rule. ... This compares with around 7 per cent of households when applying the 30–40 rule using actual repayments.
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
Box D: Stress Testing at the Reserve Bank
20 Oct 2017
FSR
– October 2017
The Reserve Bank model primarily relies on behavioural rules and accounting identities to generate projections of bank profitability and capital from a scenario (Table D1). ... This non-linearity is mostly attributable to the behavioural rule governing
https://www.rba.gov.au/publications/fsr/2017/oct/box-d.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Box D: Core Principles for Systemically Important Payment Systems
10 Sep 2005
FSR
– September 2005
The system's rules and procedures should enable participants to have a clear understanding of the system's impact on each of the financial risks they incur through participation in it.
https://www.rba.gov.au/publications/fsr/2005/sep/box-d.html