Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Rise in US Household Indebtedness: Causes and Consequences | Conference – 2007
20 Aug 2007
Conferences
If the saving rate averaged 1 percentage point lower because of lower interest rates, then lower rates explain a reduction in net worth of 6 per cent of income. ... Thus, the average interest rate on household debt responds gradually to shifts in market
https://www.rba.gov.au/publications/confs/2007/dynan-kohn.html
Inflation Targeting and Japan: Why has the Bank of Japan not Adopted Inflation Targeting? | Conference – 2004
9 Aug 2004
Conferences
With expectations of deflation, if interest rates have already reached zero, monetary policy loses its potency, because the nominal interest rate is bound at zero. ... Stage 1. Cautiously lowering interest rates to the zero interest rate policy (ZIRP)
https://www.rba.gov.au/publications/confs/2004/ito.html
Changes in the Behaviour of Banks and Their Implications for Financial Aggregates | Conference – 1989
20 Jun 1989
Conferences
The top panel of the graph shows two interest rates: the 90-day bank bill yield (as an indicator of market rates), and the interest rate on trading bank fixed deposits. ... Trading banks were given increased freedom to negotiate interest rates on
https://www.rba.gov.au/publications/confs/1989/battellino-mcmillan.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
risk that future short-term interest rates will not turn out as expected (interest rate risk). ... The effect of the cash rate on provisioning rates may diminish at low interest rates.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
The Exchange Rate and Macroeconomic Policy in Australia | Conference – 1993
12 Jul 1993
Conferences
It is worth mentioning these qualifications briefly. Relaxing the Mundell-Fleming model assumption that exchange rate expectations are static introduces the interest parity condition that domestic and foreign nominal interest rates ... where all
https://www.rba.gov.au/publications/confs/1993/pitchford.html
Recent Thinking About Exchange Rate Determination and Policy | Conference – 1993
12 Jul 1993
Conferences
We say that the purpose of the exit was to allow the Bank of England to cut interest rates; that this cut in rates inevitably led to a fall in the ... The effect of German reunification was a fiscal-led boom in West Germany even while high interest rates
https://www.rba.gov.au/publications/confs/1993/krugman.html
Monetary Policy and Financial Stability | Conference – 2017
16 Mar 2017
Conferences
Second, it leads to an increase in the interest rate burden, especially if liabilities are at variable rates and have short maturities. ... The second question regards the size of interest rate changes; should interest rates be hiked by the same degree
https://www.rba.gov.au/publications/confs/2017/dell-ariccia-habermeier-haksar-mancini-griffoli.html
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
Banks have responded on two fronts. They have argued that interest rate margins in 1989 (when cash rates got to 18 per cent while mortgage rates were 17 per cent) were ... rates. The deregulation which probably had the greatest impact on the aggregate
https://www.rba.gov.au/publications/confs/1991/phelps.html
Discussion on Recent Thinking About Exchange Rate Determination and Policy | Conference – 1993
12 Jul 1993
Conferences
For example, in European exchange market crises of the past year, markets were clearly reacting not only to increases in interest rates used to defend existing parities, but also to assessments ... of whether these interest rate increases were durable
https://www.rba.gov.au/publications/confs/1993/mussa-disc.html
Inflation
29 Nov 2023
Conferences
Conference 2023
Papers and presentations presented at Reserve Bank of Australia 2023 Conference
https://www.rba.gov.au/publications/confs/2023/