Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Promoting Liquidity: Why and How? | Conference – 2008
14 Jul 2008
Conferences
They argue that lending standards tighten when prices fall, so that margins increase. ... Given the prevalence of borrowing to fund positions and use of margins to provide security for these loans it is difficult to avoid loss spirals and margin spirals,
https://www.rba.gov.au/publications/confs/2008/kearns-lowe.html
What the Campbell Committee Expected | Conference – 1991
21 Jun 1991
Conferences
implicit interest”) producing high costs which had to be covered by wider interest rate margins; and. ... the wide interest rate margins and high level of profitability in banking (mentioned above);.
https://www.rba.gov.au/publications/confs/1991/valentine.html
Strategies for Controlling Inflation | Conference – 1997
21 Jul 1997
Conferences
At the margin, opportunities to make profits by acting as a middleman on normal transactions, rather than investing in productive activities, increase with instability in prices. ... to the mark because their interest rates now rose in tandem with those
https://www.rba.gov.au/publications/confs/1997/mishkin.html
Discussion On the Economics of Committed Liquidity Facilities | Conference – 2013
19 Aug 2013
Conferences
One participant asked how the analysis would change under an interest-on-reserves monetary policy framework, where there was no shortage of reserves to meet the LCR. ... Dr Keister disagreed about the relevance of pricing, stating that, at the margin,
https://www.rba.gov.au/publications/confs/2013/bech-keister-disc.html
Discussion on The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
The net effect would be a squeezing of margins on the most profitable of the banks' products. ... This meant that average nominal interest rates had fallen, and banks could no longer recover costs from low-balance high-transaction customers through the
https://www.rba.gov.au/publications/confs/1996/fitzgerald-disc.html
Introduction | Conference – 2007
20 Aug 2007
Conferences
Examples include adjusting provisioning and margin requirements so as to create some drag during periods of rapid expansion and provide support once risks are realised during less favourable periods. ... The banking sector has also become much more
https://www.rba.gov.au/publications/confs/2007/intro-2007.html
Policy Panel | Conference – 2013
19 Aug 2013
Conferences
For example, there are important questions around the calibration and phasing in of the net stable funding ratio (NSFR). ... The initial margin on non-standardised derivatives that are not centrally cleared will be much higher.
https://www.rba.gov.au/publications/confs/2013/policy-panel-2013.html
Microeconomic Policies and Structural Change | Conference – 2000
24 Jul 2000
Conferences
One thing which is changing as a result of utility reform is the margin for risk. ... Whether there is any net increase in unemployment depends on how flexible the labour market is.
https://www.rba.gov.au/publications/confs/2000/forsyth.html
Money and Finance | Conference – 1990
21 Jun 1990
Conferences
Instead, monetary policy could only operate via affecting asset prices (or equivalently, interest rates). ... Investment is typically regarded as the most interest-sensitive component of aggregate demand.
https://www.rba.gov.au/publications/confs/1990/milbourne.html
Inflation: Performance and Policy | Conference – 1990
21 Jun 1990
Conferences
To Australia, as a net energy exporter, the impact was, on balance, adverse. ... where r is the real rate of interest, i is the nominal rate of interest, π is the inflation rate and a subscript n indicates net of tax.
https://www.rba.gov.au/publications/confs/1990/carmichael.html