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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Academic Views of Capital Flows: An Expanding Universe | Conference – 1999

9 Aug 1999 Conferences
Michael P Dooley and Carl E Walsh
The probability of auditing that lenders require can make agency costs too high to justify investment. ... Second, foreign lenders will advance less against acceptable collateral than will domestic lenders.
https://www.rba.gov.au/publications/confs/1999/dooley-walsh.html

Problems and Challenges of International Capital Flows | Conference – 1999

9 Aug 1999 Conferences
Paul A Volcker
The logic seems clear. Lenders bear some share of the responsibility of volatile capital flows. ... Those lenders are less cohesive and identifiable and certainly less responsive to entirely voluntary approaches.
https://www.rba.gov.au/publications/confs/1999/volcker.html

Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
Graph 3.20. Commitments for external refinancing – that is, switching to a new lender – remain very high (Graph 3.21). ... the best possible rates, which often entails switching to a new loan at a different lender.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html

Domestic Financial Conditions

5 May 2023 SMP – May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
Most borrowers pay a lot less than the reference rate, as lenders offer discounts. ... Lenders have financed a large pipeline of commercial property transactions, predominantly for existing properties.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Discussion | Conference – 2017

16 Mar 2017 Conferences
As such, lender of last resort responsibilities also provide central banks with an information advantage that is likely to be particularly important for credit-intensive economies. ... Under this interpretation, the additional information advantage of
https://www.rba.gov.au/publications/confs/2017/edge-liang-disc.html

Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999

9 Aug 1999 Conferences
W Max Corden
If lenders expect to be rescued when there is some trouble, why do they suddenly panic? ... in putting pressure on lenders to come to the table (through the IMF ‘lending into arrears’).
https://www.rba.gov.au/publications/confs/1999/corden.html

The Impact of Unconventional Monetary Policy on the Overnight Interbank Market | Conference – 2013

19 Aug 2013 Conferences
Morten L Bech and Cyril Monnet
Let m denote the measure of borrowers and hence 1 – m is the measure of lenders. ... Similarly the surplus of the lender is:. Equating. and. yields. , which implies that:.
https://www.rba.gov.au/publications/confs/2013/bech-monnet.html

Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017

16 Mar 2017 Conferences
Luci Ellis and Charles Littrell
home loans, and to stronger capital and reinsurance arrangements for lenders mortgage insurance (LMI) companies (Coleman et al 2005). ... Also relevant was the tightening in prudential settings affecting the provision of mortgage finance and lenders
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html

SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
Factoring. In factoring, the lender – known as the ‘factor’ – purchases accounts receivable from the borrower. ... Information from a consumer credit bureau appears to also be provided to potential lenders.
https://www.rba.gov.au/publications/confs/2015/udell.html