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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996

9 Jul 1996 Conferences
E. Philip Davis
Banks, for example, may offer cheque accounts, cash cards and wire transfers, while money market funds may also offer transactions services or non-financial firms may offer credit cards. ... Lack of diversification, credit risk on the assets held, use of
https://www.rba.gov.au/publications/confs/1996/davis.html

European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991

21 Jun 1991 Conferences
Joseph Bisignano
banques de crédit à long et moyen terme) which differed by types of deposits offered and maturity of credits extended. ... In addition, French finance was littered with a variety of selective and preferential credit programmes.
https://www.rba.gov.au/publications/confs/1991/bisignano.html

Biographies of Contributors | Conference – 2008

14 Jul 2008 Conferences
The Division's business is in interest rate and credit markets, debt origination and structuring, risk management, research, sales and trading. ... in major reforms to the credit card market in Australia.
https://www.rba.gov.au/publications/confs/2008/bios-2008.html

Reflections on US Labour Market Performance | Conference – 1998

9 Jun 1998 Conferences
Lawrence F. Katz
Card, Kramarz and Lemieux 1996; Krueger and Pischke 1997; Nickell and Bell 1995).
https://www.rba.gov.au/publications/confs/1998/katz.html

Biographies of Contributors | Conference – 2007

20 Aug 2007 Conferences
He is on the Board of the Melbourne University Credit Union, and has undertaken an extensive range of consulting assignments for financial institutions, business and government. ... in major reforms to the credit card market in Australia.
https://www.rba.gov.au/publications/confs/2007/bios-2007.html

Financial Innovation: What Have We Learnt? | Conference – 2008

14 Jul 2008 Conferences
Nigel Jenkinson, Adrian Penalver and Nicholas Vause
also how much this effect would be amplified by poor credit risk screening. ... 7.8. 32.5. 17.1. Credit cards. 6.7. 9.8. 19.0. Student loans. 12.0.
https://www.rba.gov.au/publications/confs/2008/jenkinson-penalver-vause.html

Discussion on Innovation and Integration in Financial Markets and the Implications for Financial Stability | Conference – 2007

20 Aug 2007 Conferences
Because the credit risk is no longer concentrated in one or more lenders, the default of a pool of mortgage loans or credit cards or the failure of a large corporation ... so long as they are able to transfer some or all of the credit risk.
https://www.rba.gov.au/publications/confs/2007/hamilton-jenkinson-penalver-disc.html

Problems in the Measurement and Performance of Service-Sector Productivity in the United States | Conference – 1995

10 Jul 1995 Conferences
Robert J. Gordon
Depository institutions. n.a. n.a. n.a. 0.00. —. Credit agencies, other than banks.
https://www.rba.gov.au/publications/confs/1995/gordon.html

Globalisation, Poverty and Income Distribution: Does the Liberal Argument Hold? | Conference – 2002

27 May 2002 Conferences
Robert Hunter Wade
RBA Annual Conference – 2002 Globalisation, Poverty and Income Distribution: Does the Liberal Argument Hold? Robert Hunter Wade. ‘Globalisation’ is a rag-bag, but the ‘anti-globalisation’ movement – a combination of trade union
https://www.rba.gov.au/publications/confs/2002/wade.html

The Objectives for, and Conduct of, Monetary Policy in the 1990s | Conference – 1992

21 Jun 1990 Conferences
Charles Goodhart
plastic cards, electronic transfers, high value paper transfers, can be provided by a much wider range of intermediaries than commercial banks. ... available collateral), and the yield on such loans, and the price level responds to credit expansion.
https://www.rba.gov.au/publications/confs/1992/goodhart.html