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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Box B: Online Spending by Households
10 Feb 2011
SMP
– February 2011
On a monthly basis, the Bank collects data from financial institutions on the value of spending on debit and credit cards, with the data split into spending on these cards at ... It is important to note that despite the stronger growth in online spending,
https://www.rba.gov.au/publications/smp/2011/feb/box-b.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... Reduced terms and minimum balances for term deposits. PIN for credit and debit card access.
https://www.rba.gov.au/publications/confs/1991/harper.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
Similarly, the development of credit cards and debit cards erodes this same monopoly, and an increasing proportion of transactions can now be executed without the need for even a temporary stock ... However, technology also facilitates the verification
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
At the same time, there has been a five-fold increase in the number of credit card transactions over the decade, and a trebling since 1995. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
Domestic Financial Conditions
4 Nov 2022
SMP
– November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
The structure of interchange fees and customer pricing had meant that consumers were typically using credit rather than debit cards (eftpos) for transactions, even though the costs associated with the latter ... By reducing and aligning interchange fees
https://www.rba.gov.au/publications/confs/2011/davis.html
Developments in the Business of Banking | Conference – 1996
9 Jul 1996
Conferences
Electronic funds transfer, automatic teller machines, EFTPOS, increased usage of debit and credit cards, stored value cards, telephone banking and computer banking all have the potential to offer greater convenience and ... Taxi companies and government
https://www.rba.gov.au/publications/confs/1996/joss.html
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
The retail world is now one of ATMs, CATs, EFTPOS, credit, debit and charge cards issued by banks or non-banks, home banking and now the Internet. ... automated payroll credits, debit cards, scriptless securities, and the like.
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html