Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
Price and Wage Developments
10 Aug 2009
SMP
– August 2009
increases for automotive fuel, hospital & medical services and rents, partly offset by falls in the prices of deposit & loan facilities, fruit and vegetables. ... The NAB survey also suggests that margins have declined in recent quarters, although fewer
https://www.rba.gov.au/publications/smp/2009/aug/price-wage-dev.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 11 more results from "RDP 2021-01"
Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
hire purchase loan, car loan and other personal loans) and investment debt (e.g. ... Table B1: Probability of Holding Debt – Extensive Margin. Effects of a 1 standard deviation increase in Gini coefficient.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
See 4 more results from "RDP 2022-06"
Box A: Recent Reforms to Lending Rates in China
8 Nov 2019
SMP
– November 2019
The new framework requires that all new bank loans be priced relative to the LPR. ... The relevant LPR term is that which best reflects the term of the loan, and mortgage loans will only be able to be repriced on a minimum cycle of one year,
https://www.rba.gov.au/publications/smp/2019/nov/box-a-recent-reforms-to-lending-rates-in-china.html
The International Environment
10 Nov 2023
SMP
– November 2023
The International Environment | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/the-international-environment.html
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
age. We also assess a number of financial structure ratios, namely the economy-wide loan to equity ratio, debt (loans plus bonds) to equity ratio and loan to securities (bonds plus ... On the other hand, a larger volume of bank loans to the private
https://www.rba.gov.au/publications/confs/2006/davis.html
The Term Funding Facility: Has It Encouraged Business Lending?
13 Dec 2022
RDP
2022-07
As noted above, other central banks allowed banks to post certain types of loans as collateral, such as those made through government loan programs or made to select sectors. ... However, this method relies on access to data covering firms that had loans
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html
See 9 more results from "RDP 2022-07"
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
the supply price of financial intermediation may have risen and the lending margin widened;. ... Another example is the process of securitisation of bank loans: a bank makes a loan, temporarily holds it on the balance sheet, but subsequently securitises
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Price and Wage Developments
10 Feb 2009
SMP
– February 2009
In addition, there was also a decline in the estimated cost of deposit & loan facilities following recent reductions in the cash rate, a significant fall in motor vehicles prices, and a ... Nonetheless, recent information from the Bank's liaison points
https://www.rba.gov.au/publications/smp/2009/feb/price-wage-dev.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
57. 109. Share of four majors. 24.4%. 23.2%. Gross loans and advances. ... This potential response is taken into account by banks in setting their loan rates.
https://www.rba.gov.au/publications/confs/2007/davis.html