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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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6 October 2020 | Minutes of the Monetary Policy Meeting of the Board

20 Oct 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 October 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-10-06.html

7 July 2009 | Minutes of the Monetary Policy Meeting of the Board

21 Jul 2009 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 July 2009
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2009/07072009.html

7 September 2010 | Minutes of the Monetary Policy Meeting of the Board

21 Sep 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html

Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015

19 Mar 2015 Conferences
Ellis Connolly, Gianni La Cava and Matthew Read
as likely to owe home debt or credit card debt. ... 6. 11. 8. Property investor debt. 12. 18. 17. Credit card debt.
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html

3 November 2020 | Minutes of the Monetary Policy Meeting of the Board

17 Nov 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 November 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-11-03.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
The structure of interchange fees and customer pricing had meant that consumers were typically using credit rather than debit cards (eftpos) for transactions, even though the costs associated with the latter ... By reducing and aligning interchange fees
https://www.rba.gov.au/publications/confs/2011/davis.html

2 August 2011 | Minutes of the Monetary Policy Meeting of the Board

2 Aug 2011 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 August 2011
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2011/02082011.html

2 November 2010 | Minutes of the Monetary Policy Meeting of the Board

16 Nov 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html

7 February 2023 | Minutes of the Monetary Policy Meeting of the Board

21 Feb 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 February 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-02-07.html

Discussion | Conference – 2015

19 Mar 2015 Conferences
One participant noted that it is common for personal credit cards to be issued with new home loans and that these might be used as a cash-flow tool by small ... Another participant suggested that the application process for a personal credit card is
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read-disc.html