Search: overnight loans
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RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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The Australian Financial System
10 Mar 2011
FSR
– March 2011
December 2010, despite an outright contraction in their loan books over this period. ... This reflects the ongoing shift in the composition of banks' loan portfolios towards housing loans, which typically attract much lower risk weights than business and
https://www.rba.gov.au/publications/fsr/2011/mar/aus-fin-sys.html
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
Over the past few years, loan-loss provisions associated with non-performing loans (NPLs) have explained much of the variation in bank profitability and valuations, both across advanced economy banking systems ... US credit growth has also picked up
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
The Australian Financial System
10 Sep 2010
FSR
– September 2010
In the overall domestic loan portfolio, the importance of non-performing business assets (at 1 per cent of all loans) remains much higher than for housing lending (at just per cent) ... Indeed, some banks have recently eased housing lending standards by
https://www.rba.gov.au/publications/fsr/2010/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2010
FSR
– March 2010
Banks have continued to report very low NPL ratios for their domestic housing loan portfolios – which account for around 60 per cent of aggregate on-balance sheet loans. ... There has been some further reduction in maximum loan-to-valuation ratios (LVR
https://www.rba.gov.au/publications/fsr/2010/mar/aus-fin-sys.html
The Australian Financial System
10 Mar 2008
FSR
– March 2008
The largest banks continue to report high levels of profitability, low non-performing loan ratios and strong. ... a very low base, to be the equivalent of 0.2 per cent of outstanding loans (Graph 16).
https://www.rba.gov.au/publications/fsr/2008/mar/aus-fin-sys.html
The Global Financial Environment
10 Mar 2008
FSR
– March 2008
banks are estimated to be sitting on about US$150–200 billion of such loans. ... Together with the general increase in credit spreads, this has prompted some banks to begin taking haircuts on these loans in order to sell them.
https://www.rba.gov.au/publications/fsr/2008/mar/global-fin-env.html
Summaries of the Papers | Conference – 1997
21 Jul 1997
Conferences
For example, rising asset prices increase wealth and the value of collateral for new loans. ... Evaluating Simple Monetary-policy Rules for Australia. In pursuing the objectives of low inflation and the maximum rate of sustainable economic growth, most
https://www.rba.gov.au/publications/confs/1997/summaries-97.html
The Australian Financial System
10 Sep 2009
FSR
– September 2009
The rise in non-performing loans (NPLs) has been evident across each of the main segments of the domestic loan portfolio, but it has been most pronounced in lending to businesses. ... risk. Many banks have lowered their maximum loan-to-valuation ratios
https://www.rba.gov.au/publications/fsr/2009/sep/aus-fin-sys.html
Discussion | Conference – 1990
21 Jun 1990
Conferences
The first set of regulations involved interest rate restrictions on deposits and loans of trading and savings banks. ... A clear example is the incidence of costs associated with high interest rates for home loans.
https://www.rba.gov.au/publications/confs/1990/milbourne-disc.html
Overview: Monetary Policy and the Economy | Conference – 1989
20 Jun 1989
Conferences
of earlier deregulation of existing banks (the last major step, to that date, being their entry into the overnight money market in 1984). ... As a result, bank loans outstanding could often be slower to respond to interest rate changes than was M3.
https://www.rba.gov.au/publications/confs/1989/macfarlane-stevens.html