Search: charge card
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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Household and Business Finances
8 Apr 2022
FSR
– April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html
Measuring Productivity in the Australian Banking Sector | Conference – 1995
10 Jul 1995
Conferences
Banks can charge their customers fees for services, can attempt to recoup their costs by charging a higher interest margin or, as is more likely, they can use some combination of ... This has been manifested in ATMs and credit cards, and more recently,
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
Other providers will be underwriting capital market fundraising activities, managing investment funds, selling investment instruments, issuing credit cards, offering insurance, and so on. ... The retail world is now one of ATMs, CATs, EFTPOS, credit,
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
borrowing, and by the banks' ability to charge large interest-rate margins (see Sections 3 and 4). ... Approximately two-thirds of these securities are backed exclusively by residential mortgages, with others backed by financial securities, credit card
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Some of these are to borrowers who use their housing loans to consolidate numerous personal and credit card debts, while other borrowers may have fallen into arrears on their mortgage repayments ... For this reason, and the fact that originating a
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
List of graphs
10 Sep 2008
FSR
– September 2008
Graph 4: US Commercial Banks' Loan Charge-offs. ... Graph 20: Charge for Bad and Doubtful Debts.
https://www.rba.gov.au/publications/fsr/2008/sep/graphs.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for ... A byproduct of this technology, however, and of banks' relatively
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
After paying $250, we had a logo and some business cards. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Scheme arrangements also meant that merchants were precluded from discriminating between cards either in terms of acceptance or through differential pricing. ... First, compulsory contributions under the Super Guarantee Charge increased to 9 per cent of
https://www.rba.gov.au/publications/confs/2011/davis.html