Search: FHB

Sort by: Relevance Date
17 of 7 search results for FHB

RBA Glossary definition for FHB

FHB – First Home Buyers

Search Results

Appendix A: Data

18 Sep 2017 RDP 2017-05
John Simon and Tahlee Stone
We combine the information from ‘hspown’ and ‘rpage’ into the one variable identifying indebted FHBs. ... We then use the combined FHB age variable to calculate the year of FHB purchase:.
https://www.rba.gov.au/publications/rdp/2017/2017-05/appendix-a.html
See 10 more results from "RDP 2017-05"

Household and Business Finances in Australia

8 Oct 2021 FSR – October 2021
Around one-third of lending at high LVRs in the first half of 2021 was to first home buyers (FHBs), who are more likely than other borrowers to be deposit-constrained. ... While this might suggest FHB loans face a higher probability of default, in
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html

Mortgage Macroprudential Policies

8 Oct 2021 FSR – October 2021
In New Zealand, LVR limits differ for investors and owner-occupiers, while Ireland and Israel have different LVR limits for first home buyers (FHBs). ... Because of concerns about the impact of LVR restrictions on FHBs, both Ireland and Israel apply
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html

Household and Business Finances in Australia

7 Oct 2022 FSR – October 2022
Recent home buyers – and in particular first home buyers (FHBs) – are also over-represented among borrowers with low equity buffers; this cohort has a higher share of loans with current LVRs ... This risk is more material for FHBs, who tend to enter
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html

Household and Business Balance Sheets

10 Mar 2011 FSR – March 2011
These FHBs are likely to have reduced their LVRs since they purchased their homes, given that they have made some principal repayments and housing prices have risen. ... Indications are that they have paid down their debt at a similar rate as earlier FHB
https://www.rba.gov.au/publications/fsr/2011/mar/house-bus-bal-sheet.html

Business and Household Balance Sheets

10 Mar 2013 FSR – March 2013
Even the 2009 cohort has performed well despite it including a high proportion of first home buyers (FHBs), whose typically higher loan-to-valuation ratios (LVRs) might be thought to increase ... This is despite a fall in loan approvals to FHBs – which
https://www.rba.gov.au/publications/fsr/2013/mar/bus-house-bal-sheet.html

Household and Business Balance Sheets

10 Sep 2012 FSR – September 2012
Part of this can be attributed to first home buyer (FHB) incentives; for example, some demand was pulled forward ahead of the expiry of the New South Wales FHB stimulus at
https://www.rba.gov.au/publications/fsr/2012/sep/house-bus-bal-sheet.html