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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Finally, these rules limited the ability of merchants to put downward pressure on their merchant service fees and interchange fees by threatening to charge the customer for using a credit or ... A merchant service fee is a per-transaction or ad valorem
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Introduction | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
of the Access Regime's interchange fee provisions.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/introduction.html

The Proposed Approach | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
It has reached this preliminary view given that it is now aware that there may be possible circumstances where a participant may be both a payer and a receiver of interchange ... it to permit a participant to be both a payer and receiver of interchange
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/proposed-approach.html

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
In the European Union, the 2015 regulation on interchange fees makes specific reference to co-badged cards and their role in reducing the cost of payments. ... In particular, the Commission noted that under its new interchange fee regulation, consumers
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Consultation on Changes to the Bank's Standards for Card Payment Systems | Consultations

3 Dec 2015 Consultations
Consultation on Changes to the Bank's Standards for Card Payment Systems
https://www.rba.gov.au/publications/consultations/201512-consultation-on-changes-to-the-banks-standards-for-card-payments-systems.html

Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
If the cap is set too low, the ability of merchants to put downward pressure on merchant service fees and interchange fees would be limited. ... By contrast, some larger merchants receive ‘interchange-plus’ merchant pricing, where for each
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Reserve Bank of Australia and Australian Competition and Consumer Commission (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October. ... Available at <http://www.rba.gov.au/payments-and-infrastructure/resources
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Attachment 1 | A Variation to the Surcharging Standards: A Consultation Document | Consultations

10 Dec 2011 Consultations
9. Notwithstanding paragraph 8, an acquirer and a merchant may agree that the amount of any such fee or surcharge charged to a credit cardholder will be limited to the fees ... and includes, but is not necessarily limited to, in the case of (i), the
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-1.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
fees incurred by the merchant in respect of a Visa Debit card transaction. ... and includes, but is not necessarily limited to, in the case of (i), the applicable merchant service fee and, in the case of (ii) and (iii), all applicable merchant service
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Summary of Issues for Consultation | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Is the merchant service fee an appropriate measure of the cost of card acceptance (that can be applied consistently across all merchants)? ... And, for those on ‘interchange-plus’ pricing, should the no-surcharge Standards require acquirers to pass
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/summary-issues-consultation.html