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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... EFTPOS Transaction. in the EFTPOS system;. an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The extent of the incentive to issuers was evident in the increased promotion of scheme debit cards by some issuers, beginning in the late 2000s. ... Consequently, the share of debit card transactions processed through the MasterCard or Visa networks
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Concerns about Surcharging Practices | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Concerns about Surcharging Practices. The purpose of removing no-surcharge rules from the credit and scheme debit card systems was to promote efficiency and competition in the Australian payments system by ... for different cards simply because they do
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/concerns-surcharging-practices.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
more competitive environment for debit cards. ... Footnotes. At the time, Visa Debit was the only scheme debit system in operation in Australia.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards | Consultations

8 Jun 2012 Consultations
Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards June 2012
https://www.rba.gov.au/publications/consultations/201206-draft-gn-var-sur-standards.html

Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…

7 Jun 2011 Consultations
In its simplest form, the contactless chips and aerials contained in contactless payment cards can be attached to, or incorporated into, a mobile phone for making standard contactless credit or debit ... For example, mobile PayPal may be funded by a
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html

Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
For example, Transport for NSW is looking to allow customers to use their contactless cards or mobile phones as ‘open loop’ alternatives to the Opal card, while various government entities are ... The relevant entities for this paper include:. Card
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html

Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
A transaction made with a premium/platinum card will, therefore, at many merchants incur a higher merchant service fee than a transaction on a standard card because premium/ platinum cards attract ... differentially across cards within a card scheme if
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html

Introduction | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
The third is to provide information on consumer responses to recent payment reforms, including surcharging of card transactions and direct charging at ATMs. ... Debit cards appear to have been substituted for cash, with both eftpos and scheme debit
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/introduction.html

Payments System Board Consultation on Replacing the eftpos Designation | Consultations

9 Mar 2012 Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html