Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Asset Prices, Financial Imbalances and Monetary Policy: Are Inflation Targets Enough? | Conference – 2003
18 Aug 2003
Conferences
Falling asset prices reduce collateral and may induce a sharp change in the behaviour of potential borrowers as collateral constraints start to bind.
https://www.rba.gov.au/publications/confs/2003/bean.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... Intermediaries earn income in this line of business through the application of expertise in credit assessment and from their
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
While detailed data on lending to enterprises disaggregated by the ownership status of the borrower have become available only in recent years, the share of the annual increase in loans outstanding
https://www.rba.gov.au/publications/confs/2016/lardy.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
In these models when there was a negative shock to the net worth of a borrower, their ability to borrow was inhibited and capital fell subsequently, generating the well-known financial
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello-disc.html
Discussion | Conference – 2017
16 Mar 2017
Conferences
Rate cuts reduce interest payments for borrowers with floating-rate debt, resulting in higher cash flows and potentially more spending, particularly for borrowers who are liquidity constrained.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann-disc.html
It Takes More Than a Bubble to Become Japan | Conference – 2003
18 Aug 2003
Conferences
And in Japan's system of cross-shareholdings and banks owning significant share portfolios in borrower firms, these effects are amplified through increases in bank capital.
https://www.rba.gov.au/publications/confs/2003/posen.html
Discussion on The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007
20 Aug 2007
Conferences
In Japan there was a decline in high quality corporate borrowers, which led banks to seek alternative higher-risk borrowers. ... As the value of the collateral fell, the failure to understand the real quality of the borrowers became critical.
https://www.rba.gov.au/publications/confs/2007/laker-disc.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Without strong customer bases, they relied on relatively risky borrowers for rapid balance-sheet growth. ... The solution was to attempt to segment new and existing borrowers by offering discounted interest rates for the first year or so of a new loan (so
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Impact of Unconventional Monetary Policy on the Overnight Interbank Market | Conference – 2013
19 Aug 2013
Conferences
Let m denote the measure of borrowers and hence 1 – m is the measure of lenders. ... i. >. ) and chooses to become a borrower if it has less than required (R.
https://www.rba.gov.au/publications/confs/2013/bech-monnet.html
Introduction | Conference – 2015
19 Mar 2015
Conferences
They do this from three perspectives: the lender, the borrower and a combined perspective. ... This prevalence reflects a combination of lenders' preference for some security and borrowers' preference for the lower interest rates that are associated with
https://www.rba.gov.au/publications/confs/2015/intro-2015.html