Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
In the Reserve Bank's view, it is in the national interest that the industry be put on a more sustainable footing. ... The Reserve Bank has the power, under the PSRA, to designate ‘payment systems’ if it is in the ‘public interest’, as being
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
controller in 2017, on the basis that granting such authorisation to the banks was not likely to result in a net public benefit. ... that is in the public interest.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out-weighed by any costs, financial or otherwise. ... Most regulatory data are commercially sensitive. Releasing or sharing these
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
1980–85 (%). 1986–90 (%). Net interest income. 3.7. 3.3. Non-interest income. ... Generally aimed at high-net-worth customers. Incentive Savings Accounts. Accounts with interest rate structures which reward consistent savings records.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
Spreads on advertised credit card interest rates over funding costs increased during the global financial crisis and have remained at that level or drifted modestly higher since then. ... Available estimates suggest that the spread on the full credit
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks. ... This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
Based on estimates of the overall cost of funds for banks, it is possible to calculate the spreads on different lending rates (The data indicate that the interest rate on bank ... credit card portfolios is around 9 percentage points above the cost of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... interest; it is possible that survey responses reflect hoped-for rather than actual behaviour.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Submission to the 16th Series Review of the Consumer Price Index – March 2010 | Prices | Submissions
17 Mar 2010
Submissions
Indeed, longer-run trends in the D&L index differ noticeably from broader measures of bank margins, such as the net interest margin (Graph 2). ... in the net interest margin, and also includes bank fees – but it seems unlikely that these can fully
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/