Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Domestic Financial Conditions
27 Nov 2018
SMP
– November 2018
This has dampened the impact that higher funding costs have had on banks' net interest margins (NIM). ... Banks' underlying profits declined a little further recently, reflecting a narrowing of net interest margins.
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html
The International Environment
5 Nov 2021
SMP
– November 2021
Credit spreads on sub-investment grade bonds denominated in euros have also widened a little but remain close to their post-pandemic lows. ... Equity prices in Latin America have fallen to be below their pre-pandemic levels, while currencies have
https://www.rba.gov.au/publications/smp/2021/nov/the-international-environment.html
Domestic Financial Conditions
10 Aug 2018
SMP
– August 2018
Graph 3.6. Graph 3.7. Interest rates on some bank assets are also linked to BBSW rates, limiting the impact that higher funding costs have had on banks' net interest ... a). – Variable principal-and-interest rate. – Owner-occupier. 4.25. 10. 16. –
https://www.rba.gov.au/publications/smp/2018/aug/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
The decline in the spread between interest rates on term and other deposit rates is supporting a shift from term to at-call deposits by customers. ... Banks reported lower profits, partly reflecting provisions for expected credit losses arising from the
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
List of graphs
10 Nov 2012
SMP
– November 2012
Graph 4.2: Spread of 3-month Bank Bills to OIS. ... Graph 4.8: Major Banks' Net Interest Margin.
https://www.rba.gov.au/publications/smp/2012/nov/graphs.html
List of graphs
10 Aug 2007
SMP
– August 2007
Graph 58: Housing Loan Variable Interest Rates. ... Graph 67: Net Non-intermediated Capital Raisings.
https://www.rba.gov.au/publications/smp/2007/aug/graphs.html
List of graphs
10 Feb 2012
SMP
– February 2012
Graph 4.2: Spread of 3-month Bank Bills to OIS. ... Graph 4.16: Average Interest Rates on Outstanding Business Lending.
https://www.rba.gov.au/publications/smp/2012/feb/graphs.html
International Financial Conditions
8 May 2020
SMP
– May 2020
This was evident, for example, by a widening in the spread between the price to buy and sell bonds (bid-ask spreads) (Graph 2.3). ... Bank profits in advanced economies are also expected to be affected by weaker economic conditions eventually weighing
https://www.rba.gov.au/publications/smp/2020/may/international-financial-conditions.html
International Financial Conditions
5 Nov 2020
SMP
– November 2020
Lower interest rates have also weighed on bank profitability by reducing net interest margins. ... Local banks have also been instructed to reduce their interest margins to keep lending rates low.
https://www.rba.gov.au/publications/smp/2020/nov/international-financial-conditions.html
The International Environment
4 Feb 2021
SMP
– February 2021
Corporate bond yields and credit spreads have declined further in recent months (Graph 1.27). ... Spreads on government and corporate bonds denominated in US dollars have continued to narrow but remain above their pre-pandemic levels.
https://www.rba.gov.au/publications/smp/2021/feb/the-international-environment.html