Search: margin loans
Did you mean
marginalcosts?
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
The Algorithm Performance
15 Aug 2018
RDP
2018-09
Partial repayments are more common than loan increases by a small margin. ... Any detected overnight loans must therefore be false detections rather than actual overnight loans.
https://www.rba.gov.au/publications/rdp/2018/2018-09/the-algorithm-performance.html
See 8 more results from "RDP 2018-09"
Appendix A: Data Details
12 Sep 2014
RDP
2014-06
First, the data are thin, with few loans being made at this rate. ... Earlier data are difficult to interpret but do not clearly point to a change in expected margins.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
See 3 more results from "RDP 2014-06"
Lending Behaviour
31 Dec 2013
RDP
2013-15
Notes: Spreads on outstanding loans. (a) Loans greater than $2 million; includes bill lending. ... This shift may have been a response by lenders to margins on these loans that appeared to be too narrow to accommodate the increase in funding costs, with
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html
See 5 more results from "RDP 2013-15"
Global Trends
31 Dec 2006
RDP
2006-12
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ. Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/2006-12/global-trends.html
See 2 more results from "RDP 2006-12"
Results with Tax Data on Actual Investment
19 Dec 2023
RDP
2023-09
The decline in both margins is statistically significant (at the 95 per cent level), and peaks after around two years. ... So using this simple framework, the intensive margin is about twice as important as the extensive margin.
https://www.rba.gov.au/publications/rdp/2023/2023-09/results-with-tax-data-on-actual-investment.html
Financial Intermediation and Securities Markets
1 Oct 1996
RDP
9605
There was also concern that heavy loan-losses incurred by banks made them reluctant to cut gross margins. ... They also introduced reduced-rate loans like ‘honeymoon’ loans and ‘no-frills’ loans.
https://www.rba.gov.au/publications/rdp/1996/9605/financial-intermediation-and-securities-markets.html
See 5 more results from "RDP 9605"
How Many Jobs Did JobKeeper Keep?
23 Nov 2020
RDP
2020-07
On the other hand, Chetty et al (2020) find that PPP loans had little effect on employment at small firms. ... Granja et al (2020) do not find evidence that the first round of PPP loans had a substantial effect on local economic outcomes.
https://www.rba.gov.au/publications/rdp/2020/2020-07/full.html
See 4 more results from "RDP 2020-07"
Emergency Liquidity Injections
1 Oct 2019
RDP
2019-10
In the model presented here, lending policies that permit banks to repay the loans after conditions improve are more credible than a securities purchase policy. ... The shock b can be interpreted as short-term creditors not rolling over debt, withdrawing
https://www.rba.gov.au/publications/rdp/2019/2019-10/full.html
See 5 more results from "RDP 2019-10"
Introduction
10 Jul 2019
RDP
2019-05
Svensson (2017a) finds costs exceed benefits by ‘a large margin’. In the ‘average probability’ scenario of the International Monetary Fund (Habermeier et al 2015, p 25), the welfare cost of a ... Stronger prudential regulation, such as capital
https://www.rba.gov.au/publications/rdp/2019/2019-05/introduction.html
See 1 more results from "RDP 2019-05"
A Model of the Australian Housing Market
1 Mar 2019
RDP
2019-01
The liberalisation of credit markets, emphasised by Yates (2011, Section 2.2) among others, led to a narrowing in lending margins.
https://www.rba.gov.au/publications/rdp/2019/2019-01/full.html
See 2 more results from "RDP 2019-01"