Search: margin loans
Did you mean
marginalcosts?
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
The Link between the Cash Rate and Market Interest Rates
1 May 1995
RDP
9504
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9504.html
See 6 more results from "RDP 9504"
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 11 more results from "RDP 2021-01"
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
21 Sep 2023
RDP
2023-09
This provides some initial evidence that the extensive margin may be an important margin of adjustment. ... 42. Share of firms expecting to invest, long-term expectation. 41. Intensive margin.
https://www.rba.gov.au/publications/rdp/2023/2023-09/full.html
Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
hire purchase loan, car loan and other personal loans) and investment debt (e.g. ... Table B1: Probability of Holding Debt – Extensive Margin. Effects of a 1 standard deviation increase in Gini coefficient.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
See 4 more results from "RDP 2022-06"
The Term Funding Facility: Has It Encouraged Business Lending?
13 Dec 2022
RDP
2022-07
As noted above, other central banks allowed banks to post certain types of loans as collateral, such as those made through government loan programs or made to select sectors. ... However, this method relies on access to data covering firms that had loans
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html
See 9 more results from "RDP 2022-07"
The Efficiency of Central Clearing: A Segmented Markets Approach
1 Oct 2016
RDP
2016-07
These assets have low yields, and thus posting margin carries an opportunity cost. ... held from the previous period (including the return of margin) and the endowment.
https://www.rba.gov.au/publications/rdp/2016/2016-07/full.html
See 9 more results from "RDP 2016-07"
Business Credit and Investment
1 Jul 1992
RDP
9208
loans. As interest rates rise there are two effects at work:. the quality of the borrower pool declines as prudent investors drop out of the loan market. ... The margin between the bank loan rate and the risk free rate rises from (i.
https://www.rba.gov.au/publications/rdp/1992/9208/business-credit-and-investment.html
See 10 more results from "RDP 9208"
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
a given-sized loan in the initial years after it is written (as argued by Debelle (2004), Ellis (2005) and Mishkin (2007)). ... The impact of the shock can then be estimated by comparing pre- and post-shock default rates, loan losses and consumption.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
See 8 more results from "RDP 2020-05"
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
1 Apr 2018
RDP
2018-04
The other main difference is that in Iacoviello-type models housing serves as collateral for loans, whereas we abstract from debt dynamics implied by liquidity constrained households, instead focusing on housing
https://www.rba.gov.au/publications/rdp/2018/2018-04/full.html
See 1 more results from "RDP 2018-04"
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
1 Sep 2019
RDP
2019-09
Note: (a) Discounted variable rates on owner-occupier housing loans; spread to cash rate. ... Source. Notes. Gross returns (GR. it. ). Mortgages. Discounted variable lending rate on housing loans.
https://www.rba.gov.au/publications/rdp/2019/2019-09/full.html
See 7 more results from "RDP 2019-09"