Search: overnight loans
Did you mean
oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
Search Results
FSR 2008 List of Tables
10 Mar 2008
FSR
– March 2008
b) Does not include loans that have been securitised. (c) Includes amounts due from overseas operations. ... Sources: ABS; RBA. Table 11: Banks' Business Lending. December 2007, by loan size.
https://www.rba.gov.au/publications/fsr/2008/mar/tables.html
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
The structure of these loans means that, for a given loan size and interest rate, servicing costs are initially lower than on a principal-and-interest loan. ... Interest-only loans are, however, also becoming increasingly popular with owner-occupiers,
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
At a Glance: Financial Stability Review – October 2020
9 Oct 2020
FSR
However, business failures will rise substantially when loan repayment deferrals and income support come to an end. ... Australian banks have high capital levels, are profitable and most of their loans are well-secured.
https://www.rba.gov.au/publications/fsr/2020/oct/
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
Banks have cushioned the economic impact of the pandemic and have supported the recovery through loan repayment deferrals and new lending. ... However, some banks are more vulnerable and would be tested if there were to be a large increase in loan
https://www.rba.gov.au/publications/fsr/2021/apr/
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
85% for other principal and interest loans. Amortisation. 2015. Annual repayments must not be less than 2.5% of the loan value or the payments that would be required on a ... In contrast, rising housing prices could induce borrowers to take out larger
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
Deferred loans tend to have higher current loan-to-valuation ratios and lower prepayments. ... APRA has received loan deferral plans from ADIs and will monitor implementation closely.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Resilience of the Australian Financial System
22 Mar 2024
FSR
– March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html
Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
There was also notable growth in the share of new high loan-to-valuation ratio (LVR90) loans over 2020 as the share of lending to first home buyers increased, though this ... that first home buyers account for a large share of high-LVR loans.
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html
Box C: A Closer Look at Housing Loan Arrears
10 Sep 2011
FSR
– September 2011
Financial Stability Review – September 2011 Box C: A Closer Look at Housing Loan Arrears. ... Data on securitised housing loans and liaison with lenders indicate that housing loan arrears rates have recently risen in all the mainland states,
https://www.rba.gov.au/publications/fsr/2011/sep/box-c.html
The Australian Financial System
7 Oct 2022
FSR
– October 2022
Higher interest rates could also result in lower collateral values of assets that secure loans. ... greater proportion of loans with higher loan-to-income (LTI) ratios, there is little evidence that these risks have increased in a material way overall.
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html