Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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Household Sector | Chart Pack
6 Sep 2023
Chart Pack
A set of graphs on the Household Sector from the Chart Pack
https://www.rba.gov.au/chart-pack/household-sector.html
Box C: Measures of Housing Loan Quality
10 Sep 2004
FSR
– September 2004
Two commonly used measures of housing loan quality are housing loans past due and claims on mortgage insurers. ... This reflects the tendency for banks to require mortgage insurance only for higher-risk loans, most notably those with high
https://www.rba.gov.au/publications/fsr/2004/sep/box-c.html
Box C: Risks in High-density Apartment Markets
12 Apr 2019
FSR
– April 2019
Banks' impaired loans for residential development have been little changed, remaining at low levels recently. ... See RBA (2018), ‘Box B: The Impact of Lending Standards on Loan Sizes’,.
https://www.rba.gov.au/publications/fsr/2019/apr/box-c.html
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
This maximum loan amount would leave the borrower with a NIS equal to zero. ... For this reason, a reduction in maximum loan sizes need not reduce the size of the actual loans taken out by many households.
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Fixed-term loans are typically for an agreed loan size that is fully drawn down and must be paid back within a pre-determined period. ... s outstanding mortgage balance for the purposes of calculating interest on the loan.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Box B: Developments in the Low-doc Loan Market
10 Sep 2005
FSR
– September 2005
When low-doc loans were first introduced, the maximum allowable loan size was generally around $500,000 but these limits have since been increased, contributing to an increase in average actual ... As competition has picked up, lenders have also
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html
Box B: Housing Price Falls and Negative Equity
12 Apr 2019
FSR
– April 2019
They could be understated because securitised loans are skewed towards those with lower LVRs at origination. ... Investors are more likely to take out interest-only loans in order to keep their loan balance high for tax purposes.
https://www.rba.gov.au/publications/fsr/2019/apr/box-b.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
to tightly manage new IO loans extended at high loan-to-valuation ratios (LVRs). ... For P&I loans, the balance of the loan must be paid down over the entire term of the loan.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
The end of APRA's concessional treatment for loan repayment deferrals in March will also lift loan arrears, as APRA's concession allowed most loans on deferral as part of a ... Graph 3.6. Current indications are that the increase in non-performing loans
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html