Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
Search Results
The Australian Financial System
10 Apr 2018
FSR
– April 2018
These revisions underpin its ‘unquestionably strong’ capital targets that were announced in July 2017, which raise effective capital requirements by 150 basis points for ADIs using the internal ratings-based (IRB) ... approach to credit risk and by
https://www.rba.gov.au/publications/fsr/2018/apr/australian-financial-system.html
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
Borrowers who have deferred loan repayments will, at some point, need to resume repayments. ... About 11 per cent of small business loans were deferred as of August, with four-month extensions available on a case-by-case basis.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Household and Business Balance Sheets
10 Sep 2010
FSR
– September 2010
The entry of such a large group of new borrowers with little housing equity was an unusual development, but although housing interest rates have increased by around 150 basis points over ... basis points above the 2009 low, while rates on small business
https://www.rba.gov.au/publications/fsr/2010/sep/house-bus-bal-sheet.html
The Australian Financial System
10 Sep 2010
FSR
– September 2010
26). Over the same period, the NIM for their Australian operations is around 35 basis points higher. ... This compares to spreads of over 90 basis points during the height of the crisis.
https://www.rba.gov.au/publications/fsr/2010/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2012
FSR
– March 2012
housing loan rates by around 10 basis points, relative to the cash rate. ... are now around 55 basis points higher than those on equivalent unsecured bonds in mid 2011, despite narrowing recently (Graph 2.14).
https://www.rba.gov.au/publications/fsr/2012/mar/aus-fin-sys.html
Assessing the Effects of Housing Lending Policy Measures
20 Oct 2018
FSR
– October 2018
Advertised interest rates on IO loans increased by around 50 basis points relative to those on P&I loans. ... Average interest rates on outstanding IO loans are now around 40–50 basis points higher than equivalent P&I loans.
https://www.rba.gov.au/publications/fsr/2018/oct/assessing-effects-housing-lending-policy-measures.html
The Australian Financial System
4 Oct 2019
FSR
– October 2019
Remediation charges for incorrect (earlier) interest charges have also temporarily lowered NIMs by a few basis points over the past year. ... obligations on a real-time basis – reviewed the remediation actions taken in response to an incident on
https://www.rba.gov.au/publications/fsr/2019/oct/australian-financial-system.html
The Australian Financial System
10 Mar 2011
FSR
– March 2011
In the latest half year, the reported NIM for the major banks' Australian operations declined by about 10 basis points. ... over swap, down from about 90 basis points in mid 2010 (Graph 2.18).
https://www.rba.gov.au/publications/fsr/2011/mar/aus-fin-sys.html
The Australian Financial System
10 Sep 2011
FSR
– September 2011
The business loan portfolio has improved modestly, such that the non-performing share has fallen by 20 basis points to 3.5 per cent since September 2010. ... the past six months compared with around 200 basis points for most of 2008 (Graph 2.19).
https://www.rba.gov.au/publications/fsr/2011/sep/aus-fin-sys.html
The Australian Financial System
10 Sep 2012
FSR
– September 2012
Spreads relative to Commonwealth Government Securities on 5-year unsecured bank bonds have declined by around 80 basis points in recent months and are now at similar levels to mid 2011 ... The major banks are generally aiming to fund new lending with
https://www.rba.gov.au/publications/fsr/2012/sep/aus-fin-sys.html