Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Household and Business Balance Sheets
10 Sep 2008
FSR
– September 2008
Since end July 2007, interest rates on large and small business variable-rate loans have increased by around 140 basis points. ... Survey data, as well as liaison with businesses, indicate there has been an increase in the share of firms that view the
https://www.rba.gov.au/publications/fsr/2008/sep/house-bus-bal-sheet.html
Household and Business Balance Sheets
10 Mar 2010
FSR
– March 2010
is likely to have reflected the high deposit interest rates that have been on offer. ... The recent levelling out in housing loan arrears rates also reflects the improved economic and financial conditions discussed above, including lower household
https://www.rba.gov.au/publications/fsr/2010/mar/house-bus-bal-sheet.html
Household and Business Balance Sheets
10 Sep 2010
FSR
– September 2010
Together, these developments mean that the household sector remains sensitive to possible future negative shocks to incomes, interest rates and housing prices. ... their disposable income in 2008 (when interest rates were higher than at present) (Graph 65
https://www.rba.gov.au/publications/fsr/2010/sep/house-bus-bal-sheet.html
List of graphs
10 Sep 2010
FSR
– September 2010
Graph 26: Interest Rates and Margin. ... Graph 41: 3-month Interest Rates.
https://www.rba.gov.au/publications/fsr/2010/sep/graphs.html
Interest Rates | Chart Pack
6 Sep 2023
Chart Pack
A set of graphs on Interest Rates from the Chart Pack
https://www.rba.gov.au/chart-pack/interest-rates.html
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
2004. Partly explaining the greater prevalence of lower-rate loans is an increase in market share by non-bank lenders, which have generally offered lower interest rates on their product ranges. ... It has also meant that the increase in interest rates
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
Some borrowers will find it harder to meet debt payments due to rising inflation and the expected increases in interest rates. ... Increases in global interest rates have in the past triggered crises in emerging market economies with weaker economic
https://www.rba.gov.au/publications/fsr/2022/apr/
At a Glance: Financial Stability Review – October 2021
8 Oct 2021
FSR
Low interest rates have contributed to high prices for financial assets and housing. ... These economies could experience further financial instability from capital outflows and exchange rate depreciations as advanced economies start to increase their
https://www.rba.gov.au/publications/fsr/2021/oct/
At a Glance: Financial Stability Review – April 2023
6 Apr 2023
FSR
High household and business indebtedness is a key medium-term vulnerability in some advanced economies, particularly amid slowing economic growth and rising interest rates. ... Australian households and businesses are generally well placed to manage the
https://www.rba.gov.au/publications/fsr/2023/apr/