Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
4 Oct 2019
FSR
– October 2019
Review. Investors are also demanding relatively little compensation to bear credit, liquidity and interest rate risks. ... a decline in corporate lending rates, which could weigh on banks' interest margins, is expected after Chinese authorities announced
https://www.rba.gov.au/publications/fsr/2019/oct/global-financial-environment.html
List of graphs
10 Mar 2014
FSR
– March 2014
Graph 1.10: Growth in Credit and Nominal GDP. ... Graph 2.21: A$ Interest Rate Derivatives Cleared at Global CCPs.
https://www.rba.gov.au/publications/fsr/2014/mar/graphs.html
Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers
6 Apr 2023
FSR
– April 2023
Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/box-b-scenario-analysis-on-indebted-households-spare-cash-flows-and-prepayment-buffers.html
Overview
20 Oct 2015
FSR
– October 2015
to fund at least part of the deposit; and it is now common practice to apply a buffer to the interest rate when calculating allowable loan sizes. ... Looking ahead, a key challenge will be to ensure that, in an environment of low interest rates, lending
https://www.rba.gov.au/publications/fsr/2015/oct/overview.html
Financial Intermediaries
10 Mar 2005
FSR
– March 2005
In addition, the fall in nominal interest rates has allowed households to take on a larger debt relative to their income, for any given debt-servicing burden. ... This is consistent with the high proportion of Australian bank lending that is contracted
https://www.rba.gov.au/publications/fsr/2005/mar/fin-intermed.html
The Macroeconomic Environment
10 Mar 2004
FSR
– March 2004
In the past few years, Australian firms have become more exposed to fluctuations in interest rates with a trend away from fixed-rate bank borrowing, such that only 20 per cent ... Fluctuations in exchange rates and market interest rates also pose a risk
https://www.rba.gov.au/publications/fsr/2004/mar/mac-env.html
The Macroeconomic and Financial Environment
10 Mar 2007
FSR
– March 2007
world. Over this period, the world economy has grown at well above its long-run trend rate and both short- and long-term interest rates have been below average, and at ... advantage of the lower nominal interest rates of the past decade to substantially
https://www.rba.gov.au/publications/fsr/2007/mar/mac-fin-env.html
Household and Business Balance Sheets
10 Mar 2009
FSR
– March 2009
lower inflation and thus lower nominal interest rates. ... Despite this easing in business interest rates, the slowdown in business earnings over the past year has strained some firms' cashflows.
https://www.rba.gov.au/publications/fsr/2009/mar/house-bus-bal-sheet.html
The Global Financial Environment
20 Oct 2016
FSR
– October 2016
In the major advanced economies, banking system profitability remains under pressure given low rates of nominal growth and the low interest rate environment. ... lower production costs (including the cost of debt service due to the current low interest
https://www.rba.gov.au/publications/fsr/2016/oct/global-fin-env.html
The Macroeconomic and Financial Environment
10 Sep 2004
FSR
– September 2004
Foremost amongst these is the decline in nominal interest rates that has accompanied lower inflation. ... interest rates, and that further significant increases risked pushing prices to unsustainable levels.
https://www.rba.gov.au/publications/fsr/2004/sep/mac-fin-env.html