Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
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Domestic Financial Conditions
8 Nov 2019
SMP
– November 2019
Following the cumulative 75 basis point reduction in the cash rate this year, lenders have lowered their standard variable rates (SVRs) on housing loans by an average of 60 basis points ... Graph 3.10. Table 3.1: The Cash Rate and SVRs. Basis points.
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Around 20 basis points of this was announced after the 25 basis point reduction in the cash rate target on 4 March, and a further 80 basis points reduction followed the ... Most lenders reduced standard variable rates (SVRs) on housing loans by
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
early March emphasised the Bank's commitment to the 3-year yield target of around 10 basis points. ... Basis points. Table 3.1: Average Outstanding Housing Rates. March 2021. All housing loans.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Specifically, banks have increased the interest rates they charge on investor and interest-only (IO) loans, which are now on average around 50 basis points higher than interest rates on ... The financial stability risks from non-bank property lending are
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
List of tables
10 Nov 2007
SMP
– November 2007
As at 31 October 2007. Per cent of. outstanding loans. Change Basis points. ... a). As at 31 October 2007. Share Per cent. Change Basis points.
https://www.rba.gov.au/publications/smp/2007/nov/tables.html
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
FSR 2008 List of Tables
10 Mar 2008
FSR
– March 2008
Sources: APRA; RBA. Table 3: Australian-owned Banks' Foreign Exposures. December 2007, ultimate risk basis. ... Table B1: ABX.HE Fixed Premium Rates. Annual, basis points. Series. 06–1.
https://www.rba.gov.au/publications/fsr/2008/mar/tables.html
List of tables
10 Sep 2006
FSR
– September 2006
b). 5.2. 6.3. 5.8. 5.6. Corporate bond spreads (basis points). (b). ... 65. 165. 115. 65. Bank bond spreads (basis points). (b). 50.
https://www.rba.gov.au/publications/fsr/2006/sep/tables.html
List of tables
10 Mar 2009
FSR
– March 2009
Credit Rating. Fee per annum. AAA to AA. 70 basis points (0.7 per cent). ... 150 basis points (1.5 per cent). Source: Australian Government Guarantee Scheme Administrator.
https://www.rba.gov.au/publications/fsr/2009/mar/tables.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
If interest rates were to increase by 200 basis points, current excess payments would be equivalent to just under 19 months of scheduled payments. ... Scenario analysis using information in the Securitisation dataset indicates that if variable mortgage
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html