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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Household and Business Finances
8 Apr 2022
FSR
– April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Some of these are to borrowers who use their housing loans to consolidate numerous personal and credit card debts, while other borrowers may have fallen into arrears on their mortgage repayments ... For this reason, and the fact that originating a
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
List of graphs
10 Sep 2008
FSR
– September 2008
Graph 4: US Commercial Banks' Loan Charge-offs. ... Graph 20: Charge for Bad and Doubtful Debts.
https://www.rba.gov.au/publications/fsr/2008/sep/graphs.html
2 November 2010 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html
7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html
Regulatory Developments
4 Oct 2019
FSR
– October 2019
The intervention targets a business model whereby associates of short-term credit providers charge significant upfront, ongoing and default fees. ... The code includes a commitment to not charge fees to deceased consumers, as well as changes that reflect
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
This slight margin was probably attributable to some borrowers taking out basic variable-rate loans; these types of loans charge interest at a discount to standard variable rates, but typically have ... rates and fee waivers on a range of bank products
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
List of graphs
10 Mar 2010
FSR
– March 2010
Graph 9: US Commercial Banks' Loan Charge-offs. ... Graph 63: Household Credit Card Usage.
https://www.rba.gov.au/publications/fsr/2010/mar/graphs.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... are charged if payments are missed and some providers charge regular account keeping or payment
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
List of graphs
10 Mar 2009
FSR
– March 2009
Graph 7: US Commercial Banks' Loan Charge-offs. ... Graph 67: Spending Using Credit and Debit Cards.
https://www.rba.gov.au/publications/fsr/2009/mar/graphs.html