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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html

Executive Summary | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/executive-summary.html

Attachment 1 | A Variation to the Surcharging Standards: A Consultation Document | Consultations

10 Dec 2011 Consultations
i. a merchant from recovering part or all of the reasonable cost of acceptance of credit cards issued under the Scheme by the merchant charging fees or surcharges to credit card ... ii. a merchant, in recovering part or all of the reasonable cost of
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-1.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
does not attract a surcharge (debit card or cash) or going to another store. ... Footnotes. The Standard titled Merchant Pricing for Credit Card Purchases and the Standard titled The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
Because debit cards allow consumers to use their own funds, these changes in attitude are likely to increase debit card use at the expense of credit cards. ... For example, scheme debit cards are the dominant debit card option for holiday travel and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
the public interest; and. the financial stability of the designated credit card system. ... under the rules of the Scheme and commonly known as a credit card;.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

Insights into the Impact of Payment Systems Reforms | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 …

7 Jun 2011 Consultations
knowingly paid an ATM direct charge in the month prior to the study. ... Graph 28. Age is also an important determinant of whether a consumer pays a direct charge, with younger people more likely to pay direct charges than older people (Graph 29).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/impact-payment-systems-reforms.html

Concerns about Surcharging Practices | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
A related issue is that there appear to be few, if any, instances where merchants apply different surcharges for different cards within a card scheme (that is, ‘differential’ surcharging). ... for different cards simply because they do not know how
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/concerns-surcharging-practices.html

2 November 2010 | Minutes of the Monetary Policy Meeting of the Board

16 Nov 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html

7 September 2010 | Minutes of the Monetary Policy Meeting of the Board

21 Sep 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html