Search: Net interest spread
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RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Recent Developments in Federal Reserve System Liquidity and Reserve Operations | Conference – 2008
14 Jul 2008
Conferences
Federal Reserve Banks are not currently authorised to pay interest on the balances held to satisfy reserve requirements. ... By comparison, the net value of all the other factors is very small.
https://www.rba.gov.au/publications/confs/2008/hilton.html
Discussion On the Economics of Committed Liquidity Facilities | Conference – 2013
19 Aug 2013
Conferences
The paper suggests that the fee set on the CLF always equalises the yield spread between HQLA and non-HQLA assets. ... the demand for HQLA will consequently fall, reducing the yield spread until it equals the cost of the CLF.
https://www.rba.gov.au/publications/confs/2013/bech-keister-disc.html
The Impact of Unconventional Monetary Policy on the Overnight Interbank Market | Conference – 2013
19 Aug 2013
Conferences
The widening of interest rate spreads during the recent financial crisis represented both deteriorating liquidity and greater credit risk. ... The net inflow of reserves in the first session is given by υ.
https://www.rba.gov.au/publications/confs/2013/bech-monnet.html
Funding Flows and Credit in Carry Trade Economies | Conference – 2013
19 Aug 2013
Conferences
Cross-border lending should also be increasing in the interest rate spread between the local lending rate and the interest rate of the funding currency. ... Figures 3, 4 and 5 explore how credit flows and credit creation are influenced by changes in the
https://www.rba.gov.au/publications/confs/2013/mirandaagrippino-rey.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
The authors then rewrite this equation by expressing each interest rate as a spread to the cash rate. ... For the no-/low-interest rate deposits, by construction, spreads on these deposits have a one-for-one negative relationship with the cash rate.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello-disc.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
Fourthly, it is able to demand collateral which enhances the incentive for the borrower to behave in the interests of the bank. ... Tesco (the retail store) offers limited banking facilities and offers a rate of interest on credit balances substantially
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Finance and Welfare States in Globalising Markets | Conference – 2007
20 Aug 2007
Conferences
lending-borrowing interest margins and indicators of borrowing limits on housing purchases – that is, maximum loan-to-valuation (LTV) ratios). ... What is associated with larger social spending is instead the combination of openness and poor financial
https://www.rba.gov.au/publications/confs/2007/bertola.html
The Cost of Inflation in Australia | Conference – 1992
10 Jul 1992
Conferences
uncertainty. In Section 4 we consider the effects of inflation on interest rates and exchange rates. ... Thus, we are interested in the relationship between inflation and real interest rates.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html
Monetary Policy and Financial Stability | Conference – 2017
16 Mar 2017
Conferences
Credit spreads tend to increase following an interest rate hike. ... However, as discussed above, interest rates have significant effects on more than just real household credits: on leverage of financial firms, risk-taking behaviour, asset prices, and
https://www.rba.gov.au/publications/confs/2017/dell-ariccia-habermeier-haksar-mancini-griffoli.html
Discussion | Conference – 2018
12 Apr 2018
Conferences
the extent to which lending occurs outside of the regulated sector; and global influences on domestic interest rate and currency settings. ... While negative policy rates were said to reduce net interest income for banks, this was offset by lower loan
https://www.rba.gov.au/publications/confs/2018/broadbent-disc.html