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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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2019

8 Feb 2019 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/

Banking Fees in Australia

10 May 2008 Bulletin – May 2008
Total fees paid by households on credit cards increased by 12 per cent in 2007. ... 48. – Standard cards. 25. 27. 28. 28. 28. 29. – Standard rewards-based cards.
https://www.rba.gov.au/publications/bulletin/2008/may/3.html

Banking Fees in Australia

24 Jun 2013 Bulletin – June 2013
Jessica Pratten
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from households continued to decline in 2012, but fee income from businesses increased substantially.
https://www.rba.gov.au/publications/bulletin/2013/jun/5.html

Some Features of the Australian Payments System

10 Dec 1998 Bulletin – December 1998
Michele Bullock and Luci Ellis
5. 1.4. EFTPOS. 20. 11.3. Credit cards. 13. 3.7. Total. 100. ... In Australia, slightly more than half of electronic payments are attributed to payments by debit and credit cards.
https://www.rba.gov.au/publications/bulletin/1998/dec/1.html

Household Borrowing Behaviour: Evidence from HILDA

10 Mar 2011 Bulletin – March 2011
Ellis Connolly and Daisy McGregor
in their home loan repayments or paying off their credit card balance each month. ... 7). Furthermore, since the mid 2000s, the share of regular credit card users paying off their credit cards every month has risen consistently, with the largest increase
https://www.rba.gov.au/publications/bulletin/2011/mar/2.html

How Australians Withdraw Cash

10 Jul 2004 Bulletin – July 2004
The value of cash advances on credit cards was also greater than the value of cash-out transactions over the EFTPOS network. ... This is despite there being around five times as many cash-out transactions over the EFTPOS network as there are cash
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html

Banking Fees in Australia

10 May 2009 Bulletin – May 2009
Ramsay McLachlan
This mainly reflected slower growth in fee income from credit cards and housing loans. ... 486. 9. 9. – Credit cards. 1,089. 1,199. 1,332. 11. 23.
https://www.rba.gov.au/publications/bulletin/2009/may/2.html

Cash Use in Australia

19 Jun 2014 Bulletin – June 2014
Jessica Meredith, Rose Kenney and Eden Hatzvi
This article uses results from the 2013 Survey of Consumers' Use of Payment Methods and regression analysis to examine trends in cash use in Australia. The results show that cash remained the most common form of payment, though its use relative to
https://www.rba.gov.au/publications/bulletin/2014/jun/6.html

Banking Fees in Australia

10 May 2007 Bulletin – May 2007
Account-servicing and transaction fees on credit cards increased by 9 per cent, which was roughly in line with the growth in the number of credit card accounts and the value ... Other credit card fees – which are mainly penalty fees, over-limit fees
https://www.rba.gov.au/publications/bulletin/2007/may/2.html

Banking Fees in Australia

10 May 2004 Bulletin – May 2004
The increase in merchant-service fees appears to be broadly in line with the overall increase in the value of credit card purchases (Table 5). ... Note that the reduction in interchange fees due to credit card reforms introduced by the Reserve Bank did
https://www.rba.gov.au/publications/bulletin/2004/may/3.html