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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

Electronic Indicators of Economic Activity

10 Jun 2012 Bulletin – June 2012
Troy Gill, Dilhan Perera and David Sunner
Overseas research suggests that electronic card transactions are a potentially useful complement to more traditional monthly indicators of spending. ... However, growth in the number of retail card transactions is not closely related to growth in
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html

RBA Measuring Credit

10 Sep 2009 Bulletin – September 2009
Laura Berger-Thomson and Paul Bloxham
per cent was accounted for by other entities (including cash management trusts, specialist credit card institutions and mortgage originators). ... Housing credit accounts for around 88 per cent of household credit, and personal credit (which includes
https://www.rba.gov.au/publications/bulletin/2009/sep/3.html

March | 2016

17 Mar 2016 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/mar/

Recent Developments in Interest Rates on Bank Lending

10 Apr 1999 Bulletin – April 1999
2.00. 11.50. Credit cards. – With interest-free period. 1.40. 15.30. – Without interest-free period. ... Such borrowers would incur no interest costs. For borrowers who use credit cards as part of a ‘home equity’ loan, credit card balances are
https://www.rba.gov.au/publications/bulletin/1999/apr/1.html

Banking Fees in Australia

10 May 2006 Bulletin – May 2006
As noted above, this is due to the effect of the credit card reforms introduced in October 2003 (Graph 2). ... Increases in the number and usage of credit cards and, perhaps, the incurrence of penalty fees also supported growth in credit card fee
https://www.rba.gov.au/publications/bulletin/2006/may/2.html

Banking Fees in Australia

18 Jun 2015 Bulletin – June 2015
Kelsey Wilkins
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from both households and businesses rose moderately in 2014, predominantly as a result of balance sheet
https://www.rba.gov.au/publications/bulletin/2015/jun/5.html

Recent Trends in Banknote Counterfeiting

16 Mar 2017 Bulletin – March 2017
Alexandra Brown, Shaun Collard and Morgan Spearritt
Counterfeiting banknotes is a crime under Australian law. Although counterfeiting in Australia remains modest by international standards, the rate of counterfeiting has been rising in recent years as counterfeiters have increasingly taken advantage
https://www.rba.gov.au/publications/bulletin/2017/mar/8.html

Payments System Review Conference

10 Apr 2008 Bulletin – April 2008
cards are the main payment method for transactions between around $50 and $500, with credit card use increasing relative to debit card use as the size of payments increases. ... responsible for any reduction in investment in Australia's credit card or
https://www.rba.gov.au/publications/bulletin/2008/apr/2.html

June | 2017

15 Jun 2017 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/jun/