Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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How Have Australian Banks Responded to Tighter Capital and Liquidity Requirements?
15 Jun 2017
Bulletin
– June 2017
Australian banks have responded to tighter regulatory requirements for capital and liquidity over the past decade, which has strengthened their resilience to adverse shocks. While banks are now in a much better position to deal with these types of
https://www.rba.gov.au/publications/bulletin/2017/jun/5.html
September | 2020
17 Sep 2020
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/sep/
June | 2022
16 Jun 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/jun/
September | 2017
15 Sep 2017
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/sep/
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
Housing Turnover and First-home Buyers
10 Jun 2010
Bulletin
– June 2010
Graph 3. With regard to financing, household survey data suggest that around one-quarter of dwelling transactions do not involve a mortgage (Graph 4). ... In many cases this is likely to involve moving to a lower-valued property, further lessening the
https://www.rba.gov.au/publications/bulletin/2010/jun/1.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
the year and the increase in mortgage refinancings associated with lower long-term interest rates. ... In contrast to previous slowdowns, the housing sector remains reasonably buoyant as mortgage interest rates were already relatively low preceding the
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html
Housing Equity Withdrawal
10 Feb 2003
Bulletin
– February 2003
Trading down: a seller moves to a cheaper property, but reduces the mortgage by less. ... Canner G, K Dynan and W Passmore (2002), ‘Mortgage Refinancing in 2001 and Early 2002’,.
https://www.rba.gov.au/publications/bulletin/2003/feb/2.html
Topic: Finance
12 Mar 2019
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/finance/