Search: Sub-prime mortgage

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RBA Glossary definition for Sub-prime mortgage

Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.

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March | 2018

15 Mar 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/mar/

Semi-Annual Statement on Monetary Policy

10 May 1998 Bulletin – May 1998
Reserve Bank Bulletin – May 1998 Semi-Annual Statement on Monetary Policy. Download the complete Statement 343. KB. Introduction. The Australian economy recorded a favourable combination of good growth and low inflation in 1997. Real non-farm GDP
https://www.rba.gov.au/publications/bulletin/1998/may/2.html

2018

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/

2015

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2015/

The Household Cash Flow Channel of Monetary Policy

15 Sep 2016 Bulletin – September 2016
Helen Hughson, Gianni La Cava, Paul Ryan and Penelope Smith
Changes in interest rates can affect household spending by directly affecting households' interest income and payments and, in turn, the amount of cash that households have available to spend. This is typically referred to as the ‘household cash
https://www.rba.gov.au/publications/bulletin/2016/sep/3.html

2023

14 Dec 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/

Statement on Monetary Policy

10 May 2003 Bulletin – May 2003
Mortgage refinancing activity was also very strong in the quarter, reaching a new high in early March. ... June 2002, compared with a fall of 6 per cent in the comparable sub-index for the US.
https://www.rba.gov.au/publications/bulletin/2003/may/1.html

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Commercial Property and Financial Stability – An International Perspective

10 Jun 2010 Bulletin – June 2010
Luci Ellis and Chris Naughtin
Default probabilities are arguably more cyclically sensitive for CRE loans than for residential mortgages. ... In most industrialised economies, residential mortgage lending generally takes the form of long-term amortising mortgages, as is appropriate to
https://www.rba.gov.au/publications/bulletin/2010/jun/4.html

Long-run Trends in Housing Price Growth

17 Sep 2015 Bulletin – September 2015
Marion Kohler and Michelle van der Merwe
This article examines the factors driving long-run trends in Australian housing price growth over the past three decades. During the 1980s, housing prices grew broadly in line with general price inflation in the economy. The period from the 1990s
https://www.rba.gov.au/publications/bulletin/2015/sep/3.html