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RBA Glossary definition for ACCC

ACCC – Australian Competition and Consumer Commission. A Commonwealth statutory authority responsible for ensuring compliance with the Competition and Consumer Act 2010 (formerly the Trade Practices Act 1974) and the provisions of the Conduct Code. The Commission's consumer protection work complements that of State and Territory consumer affairs agencies.

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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
Submissions – Payments System Proposed merger between Armaguard and Prosegur. Submission to the ACCC. ... The Reserve Bank notes a number of recent developments in the provision of ATM services, which may be of relevance to the ACCC's consideration of
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
Securities and futures: disclosure and market conduct. ACCC:. competition. general trade practice issues.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html

Understanding the East Coast Gas Market

18 Mar 2021 Bulletin – March 2021
Timoth de Atholia and Aaron Walker
Wholesale gas prices on the east coast have become linked to LNG export prices since 2015.
https://www.rba.gov.au/publications/bulletin/2021/mar/understanding-the-east-coast-gas-market.html

Cash Rate Pass-through to Outstanding Mortgage Rates

18 Apr 2024 Bulletin – April 2024
Benjamin Ung
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html

Bank Funding and the Recent Tightening of Monetary Policy

18 Apr 2024 Bulletin – April 2024
Venura De Zoysa, Jessica Dunphy and Christopher Schwartz
Banks’ funding costs have risen substantially since early 2022, driven by increases in the cash rate.
https://www.rba.gov.au/publications/bulletin/2024/apr/bank-funding-and-the-recent-tightening-of-monetary-policy.html

Climate Change Risks to Australian Banks

16 Sep 2021 Bulletin – September 2021
Kellie Bellrose, David Norman and Michelle Royters
Climate change affects banks because of the impact it has on the value of assets used as collateral for loans and the incomes borrowers’ use to repay their loans.
https://www.rba.gov.au/publications/bulletin/2021/sep/climate-change-risks-to-australian-banks.html

Climate Change and Financial Risk

6 Apr 2023 Bulletin – June 2023
Samuel Kurian, Geordie Reid and Maxwell Sutton
Climate change, and the actions taken in response to it, introduces both risks and opportunities for financial institutions.
https://www.rba.gov.au/publications/bulletin/2023/jun/climate-change-and-financial-risk.html

Payment Surcharges: Economics, Regulation and Enforcement

13 Dec 2018 Bulletin – December 2018
Cameron Dark, Chay Fisher, Kim McBey and Ed Tellez
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References

8 May 2024 Submissions
RBA and ACCC (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
The resulting Joint Study (RBA and ACCC 2000) found that there was very little transparency in the arrangements underlying card payment systems. ... including card schemes, card issuers and acquirers, merchants, consumer groups, the ACCC, the Treasury,
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html