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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Banking Fees in Australia
24 Jun 2013
Bulletin
– June 2013
The Reserve Bank has conducted a survey on bank fees each year since 1997. The results of the most recent survey suggest that banks' fee income from households continued to decline in 2012, but fee income from businesses increased substantially.
https://www.rba.gov.au/publications/bulletin/2013/jun/5.html
September | 2022
15 Sep 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/sep/
The Introduction of Same-day Settlement of Direct Entry Obligations in Australia
19 Jun 2014
Bulletin
– June 2014
In November 2013, the Reserve Bank introduced changes to its Reserve Bank Information and Transfer System (RITS) to allow the same-day settlement of non-government direct entry obligations. This outcome met one of the objectives set by the Payments
https://www.rba.gov.au/publications/bulletin/2014/jun/7.html
The Future of Cash
15 Dec 2016
Bulletin
– December 2016
Australian consumers have increasingly been using electronic payment methods in preference to cash for their transactions. The overall demand for cash in Australia, however, remains strong. There is ongoing demand for cash for non-transaction
https://www.rba.gov.au/publications/bulletin/2016/dec/5.html
The Cash-use Cycle in Australia
16 Mar 2023
Bulletin
– March 2023
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html
June | 2019
20 Jun 2019
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/jun/
Depositor Protection in Australia
10 Dec 2011
Bulletin
– December 2011
Banking Act 1959. They include a wide range of deposit products offered by ADIs, such as transaction accounts, cheque accounts, savings accounts, term deposits, debit card accounts, cash management accounts and
https://www.rba.gov.au/publications/bulletin/2011/dec/5.html
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
Source: RBA. Merchant service fees are the fees that banks charge merchants for providing credit and debit card facilities. ... In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's
https://www.rba.gov.au/publications/bulletin/2005/may/2.html
Innovation and Governance of Payment Systems
10 Oct 2005
Bulletin
– October 2005
A second element of the reform process has addressed interchange fees – the fees paid between a cardholder's bank and a merchant's bank whenever a credit or debit card is ... At the same time, the way these fees have been historically configured has
https://www.rba.gov.au/publications/bulletin/2005/oct/6.html
Payments System Review Conference
10 Apr 2008
Bulletin
– April 2008
be needed not only in developing payment systems but also in mature systems; and (iv) that there may be a case for capping the difference between credit and debit card interchange ... cards are the main payment method for transactions between around $50
https://www.rba.gov.au/publications/bulletin/2008/apr/2.html