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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

List of tables

10 Nov 2008 SMP – November 2008
0.00. 2.09. Personal loans. Margin loans. 10.12. 0.43. 1.15. Standard credit cards. ... 19.75. 0.08. 1.96. Low-rate credit cards. 13.23. 0.34. 2.06. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/nov/tables.html

Bulletin – March 2012

9 Mar 2023 Bulletin
Bulletin March Quarter 2012. Download the complete. Bulletin. 3.2. MB. 264. KB. 212. KB. 471. KB. 161. KB. 295. KB. 503. KB. 163. KB. 496. KB. 495. KB. 508. KB. 567. KB. ISSN 0725–0320 (Print). ISSN 1837–7211 (Online). The materials on this
https://www.rba.gov.au/publications/bulletin/2012/mar/

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Bulletin Articles – 2004

9 Mar 2023 Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2004/

2023

14 Dec 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/

List of tables

10 May 2008 SMP – May 2008
Personal loans. Margin loans. 10.40. 0.74. 1.44. Standard credit cards. 19.38. ... 0.81. 1.59. Low-rate credit cards. 12.54. 0.77. 1.37. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/may/tables.html

List of tables

10 Aug 2006 SMP – August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... 17.00. 0.25. – Low-rate/no-frills credit cards. 11.00. 0.10. Variable rates – small business.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html

List of tables

10 Nov 2009 SMP – November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... 18.12. 0.21. 1.81. Low-rate credit cards. 12.09. 0.13. 0.84. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html