Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Bulletin Articles – 2005
9 Mar 2023
Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2005/
Some Features of the Australian Payments System
10 Dec 1998
Bulletin
– December 1998
5. 1.4. EFTPOS. 20. 11.3. Credit cards. 13. 3.7. Total. 100. ... In Australia, slightly more than half of electronic payments are attributed to payments by debit and credit cards.
https://www.rba.gov.au/publications/bulletin/1998/dec/1.html
Electronic Indicators of Economic Activity
10 Jun 2012
Bulletin
– June 2012
The published RPS data include ATM cash withdrawals, eftpos transactions, credit and charge card transactions, as well as direct debits and credits, and cheques. ... purchases and cash advances on charge and credit cards.
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
In recent months this has been accompanied by a credit squeeze, as concerns have been raised about the country's ability to service its debt, leading to a significant increase in ... While spreads on the highest quality credits rose only marginally,
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
The Ongoing Decline of the Cheque System
15 Jun 2017
Bulletin
– June 2017
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html
Bank Fees in Australia
16 Jun 2022
Bulletin
– June 2022
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html
Topic: Payments
11 Sep 2018
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/
Banking Fees in Australia
10 Jun 2011
Bulletin
– June 2011
Exception fee income from household credit cards fell by $220 million, accounting for more than the entire decline in credit card fees from the household sector. ... Credit card fee income rose by 5 per cent (excluding exception fees). Credit card
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html
The Availability of Business Finance
7 Dec 2017
Bulletin
– December 2017
Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and
https://www.rba.gov.au/publications/bulletin/2017/dec/7.html
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's bank whenever a credit card purchase is made. ... Strong growth in fee income from credit cards contributed most to the growth
https://www.rba.gov.au/publications/bulletin/2005/may/2.html