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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Use of Trade Credit by Businesses

19 Sep 2013 Bulletin – September 2013
Amy Fitzpatrick and Bobby Lien
Trade credit is an important source of funding for some businesses, particularly those in the unlisted business sector. Nonetheless, little is known about the use of trade credit owing to the paucity of data. This article explores the use of trade
https://www.rba.gov.au/publications/bulletin/2013/sep/5.html

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Bulletin – March 2012

9 Mar 2023 Bulletin
Bulletin March Quarter 2012. Download the complete. Bulletin. 3.2. MB. 264. KB. 212. KB. 471. KB. 161. KB. 295. KB. 503. KB. 163. KB. 496. KB. 495. KB. 508. KB. 567. KB. ISSN 0725–0320 (Print). ISSN 1837–7211 (Online). The materials on this
https://www.rba.gov.au/publications/bulletin/2012/mar/

Bulletin Articles – 2004

9 Mar 2023 Bulletin
The Reserve Bank Bulletin is a monthly publication that contains economic commentary, feature articles, speeches and a set of statistical tables
https://www.rba.gov.au/publications/bulletin/2004/

2023

14 Dec 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/

Credit Risk Transfer Markets: An Australian Perspective

10 May 2003 Bulletin – May 2003
Keith Hall and Erin Stuart
Subsequently, securitisation has been used in the United States and elsewhere to create a wide range of asset-backed securities including for commercial property, trade and credit card receivables, and car ... If a credit event occurs, payments of
https://www.rba.gov.au/publications/bulletin/2003/may/2.html

Statement on Monetary Policy

10 Feb 2004 Bulletin – February 2004
Interest rates were clearly below relevant averages and strong demand for credit confirmed that borrowers found these interest rates highly attractive. ... Household credit continues to grow rapidly, rising at an annualised rate of almost 23 per cent
https://www.rba.gov.au/publications/bulletin/2004/feb/1.html

Bank Fees in Australia

16 Mar 2023 Bulletin – March 2023
Laura Nunn
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2023/mar/bank-fees-in-australia.html

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html