Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
Search Results
2024
18 Jan 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
However, our analysis finds that the banks would likely be resilient to such a scenario because of the significant amount of collateral backing their mortgage lending (that is, the moderate ... and how (mortgage) debt is taxed (since that affects the
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
See 5 more results from "RDP 2020-05"
The Effect of Zoning on Housing Prices
8 Mar 2018
RDP
2018-03
Research Discussion Paper – RDP 2018-03 The Effect of Zoning on Housing Prices. Ross Kendall and Peter Tulip. March 2018. 1.48. MB. 502. KB. housing. Zoning regulations provide benefits, but they also restrict housing supply and hence raise prices.
https://www.rba.gov.au/publications/rdp/2018/2018-03.html
See 2 more results from "RDP 2018-03"
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
I use heterogeneous willingness to pay (WTP) data from a stated preference experiment in Fuster and Zafar (2021) to estimate the effects of changes in mortgage rates and collateral constraints on ... Changing the mortgage rate has the same average effect
https://www.rba.gov.au/publications/rdp/2023/2023-01.html
See 20 more results from "RDP 2023-01"
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model
18 Jan 2022
RDP
2022-01
Research Discussion Paper – RDP 2022-01 MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model. Anthony Brassil, Mike Major and Peter Rickards. January 2022. 1.71. MB. Supplementary information. banking, COVID-19,
https://www.rba.gov.au/publications/rdp/2022/2022-01.html
See 13 more results from "RDP 2022-01"
Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
Research Discussion Paper – RDP 2022-03 Macrofinancial Stress Testing on Australian Banks. Nicholas Garvin, Samuel Kurian, Mike Major and David Norman. September 2022. Supplementary information. financial stability, banking, modelling.
https://www.rba.gov.au/publications/rdp/2022/2022-03.html
See 13 more results from "RDP 2022-03"
December | 2018
13 Jul 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2018/dec/
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
Research Discussion Paper – RDP 2022-08 The Consequences of Low Interest Rates for the Australian Banking Sector. Anthony Brassil. December 2022. 1.6. MB. 435. KB. Supplementary information. banking, interest rates, monetary policy. There is a
https://www.rba.gov.au/publications/rdp/2022/2022-08.html
See 12 more results from "RDP 2022-08"
The Household Cash Flow Channel of Monetary Policy
1 Dec 2016
RDP
2016-12
Australia has a relatively high share of borrowers with variable-rate mortgage debt by international standards (at around 80 per cent of all mortgages). ... The variable-rate mortgage borrower is assumed to face the average advertised interest rate on
https://www.rba.gov.au/publications/rdp/2016/2016-12/full.html
See 10 more results from "RDP 2016-12"
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
16 Sep 2019
RDP
2019-09
Research Discussion Paper – RDP 2019-09 Australian Money Market Divergence: Arbitrage Opportunity or Illusion? Belinda Cheung and Sebastien Printant. September 2019. 1.5. MB. Supplementary information. banking, financial markets, interest rates,
https://www.rba.gov.au/publications/rdp/2019/2019-09.html
See 12 more results from "RDP 2019-09"